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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Jodie Humphries

Personal Finance Editor

Can you get a home loan as a casual employee?

Does being a casual worker impact your ability to get a home loan? Read on to find out how to improve your chances of getting a home loan as a casual employee.

Home Loans

01 Dec, 2020

4 min read

Can you get a home loan as a casual employee?

Jodie Humphries

Personal Finance Editor

How to get a loan for a modular home

While modular homes are increasing in popularity, it’s still not easy to get a modular home loan. Find out how you can increase the chances of securing finance for your modular home.

Home Loans

01 Dec, 2020

2 min read

Jodie Humphries

Personal Finance Editor

Home loans for single mothers in Australia

If you’re a single mother, getting a home loan is challenging but not impossible. Find out what you need to know before applying.

Home Loans

30 Nov, 2020

4 min read

Home loans for single mothers in Australia

Jodie Humphries

Personal Finance Editor

Home loans for single parents on Centrelink

Qualifying for a home loan as a single parent may be challenging, but you may be able to take advantage of certain options. If you receive a Parenting Payment from Centrelink, most lenders will accept it as a part of your income.

Home Loans

27 Nov, 2020

4 min read

Home loans for single parents on Centrelink

Jodie Humphries

Personal Finance Editor

Can you get a mortgage at 65?

Your age is just a number. But is it an important number for lenders while approving your home loan application?

Home Loans

26 Nov, 2020

4 min read

Jodie Humphries

Personal Finance Editor

Can I get a home loan with no credit check?

With no credit check, home loans may not be approved by most lenders. If you’re facing bad credit issues, check how you can repair your credit score.

Home Loans

23 Nov, 2020

4 min read

Can I get a home loan with no credit check?

Jodie Humphries

Personal Finance Editor

Can you salary sacrifice a home loan?

You may be able to salary sacrifice into a home loan if your employer allows it, but there may be limits on the amount of salary sacrificing possible.

Home Loans

22 Nov, 2020

5 min read

Jodie Humphries

Personal Finance Editor

Can you get a home loan on Centrelink?

It is possible to get a home loan on Centrelink payments; however, the application process can be challenging, and you will need to do your research.

Home Loans

21 Nov, 2020

5 min read

Jodie Humphries

Personal Finance Editor

How much deposit do I need for a home loan?

How much deposit do you need for a home loan? Most borrowers need to put up a deposit worth 20 per cent of their home’s value.

Home Loans

14 Nov, 2020

4 min read

How much deposit do I need for a home loan?

Jodie Humphries

Personal Finance Editor

Should I fix my home loan interest rate?

When finalising a home loan, should you opt for a fixed interest rate or a variable one? There are pros and cons to both, and being aware will help you to make a better decision.

Home Loans

12 Nov, 2020

4 min read