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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Jodie Humphries

Personal Finance Editor

What is capitalised interest on a mortgage?

When you’re unable to pay even the interest on your home loan, it gets capitalised or added to the amount borrowed and increases the total sum you owe.

Home Loans

16 Dec, 2020

5 min read

What is capitalised interest on a mortgage? | RateCity

Jodie Humphries

Personal Finance Editor

How can I check my home loan balance?

If you’re wondering how to check your home loan balance, there are a few options. You can check it either by calling your lender or using an online calculator.

Home Loans

16 Dec, 2020

4 min read

Jodie Humphries

Personal Finance Editor

Can you have two home loans on one property?

It is possible to have two loans on a commercial or residential property. But before you take out a second mortgage, be informed about the advantages and disadvantages.

Home Loans

15 Dec, 2020

3 min read

Can you have two home loans on one property?

Jodie Humphries

Personal Finance Editor

Can you get a home loan as a casual employee?

Does being a casual worker impact your ability to get a home loan? Read on to find out how to improve your chances of getting a home loan as a casual employee.

Home Loans

01 Dec, 2020

4 min read

Can you get a home loan as a casual employee?

Jodie Humphries

Personal Finance Editor

How to get a loan for a modular home

While modular homes are increasing in popularity, it’s still not easy to get a modular home loan. Find out how you can increase the chances of securing finance for your modular home.

Home Loans

01 Dec, 2020

2 min read

Jodie Humphries

Personal Finance Editor

Home loans for single mothers in Australia

If you’re a single mother, getting a home loan is challenging but not impossible. Find out what you need to know before applying.

Home Loans

30 Nov, 2020

4 min read

Home loans for single mothers in Australia

Jodie Humphries

Personal Finance Editor

Home loans for single parents on Centrelink

Qualifying for a home loan as a single parent may be challenging, but you may be able to take advantage of certain options. If you receive a Parenting Payment from Centrelink, most lenders will accept it as a part of your income.

Home Loans

27 Nov, 2020

4 min read

Home loans for single parents on Centrelink

Jodie Humphries

Personal Finance Editor

Can you get a mortgage at 65?

Your age is just a number. But is it an important number for lenders while approving your home loan application?

Home Loans

26 Nov, 2020

4 min read

Jodie Humphries

Personal Finance Editor

Can I get a home loan with no credit check?

With no credit check, home loans may not be approved by most lenders. If you’re facing bad credit issues, check how you can repair your credit score.

Home Loans

23 Nov, 2020

4 min read

Can I get a home loan with no credit check?

Jodie Humphries

Personal Finance Editor

Can you salary sacrifice a home loan?

You may be able to salary sacrifice into a home loan if your employer allows it, but there may be limits on the amount of salary sacrificing possible.

Home Loans

22 Nov, 2020

5 min read