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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Jodie Humphries

Personal Finance Editor

What is an unconditional home loan approval & can you be denied after approval?

You can start house shopping with a conditional home loan, but you’ll only receive the funds after you get final unconditional home loan approval.

Home Loans

10 Feb, 2021

4 min read

Unconditional Approval: What is it & can you be denied after approval?

Jodie Humphries

Personal Finance Editor

Can I get a home loan without my spouse?

If you’re part of a couple, it’s often easier to get a home loan with your partner because you can pool your incomes and assets. But if you’re partnered and wish to buy alone, applying for a loan without your spouse may still be possible.

Home Loans

09 Feb, 2021

2 min read

Can I get a home loan without my spouse?

RateCity

You Can’t Unsee these Ultra Low Home Loan Rates

When you see the home loan rates below, you’ll find them hard to ignore. Especially, if your home loan rate still starts with a ‘3’

Home Loans

01 Feb, 2021

1 min read

You Can’t Unsee these Ultra Low Home Loan Rates | RateCity

Jodie Humphries

Personal Finance Editor

What size home loan can I afford?

Buying a new home is a big decision, and is one of the most expensive investments of your life, too. But before you even start to look for that dream home, you should find out how much you can borrow. This will help you narrow down your search and get an idea of what your repayments will look like in the future.

Home Loans

25 Jan, 2021

5 min read

Jodie Humphries

Personal Finance Editor

Can you get two loans on your home?

If you’re considering taking out a second mortgage on your home loan, there are a lot of pros and cons to consider. Learn more about the benefits and risks involved.

Home Loans

25 Jan, 2021

3 min read

Jodie Humphries

Personal Finance Editor

What to do if your home loan is denied

There are several reasons you may have been denied a home loan. Here are some steps you can take if this happens to you.

Home Loans

22 Jan, 2021

4 min read

RateCity

Even more home loans now starting with a ‘1’

At the end of June, the 2 per cent barrier was broken and several lenders have joined the sub-2% club since then.

Home Loans

22 Jan, 2021

1 min read

Aussie lenders now offering home loan rates below 2%

Jodie Humphries

Personal Finance Editor

Can I still sell my house in foreclosure?

If you miss your home loan repayments, the lender can take you to court and repossess your home. However, you can choose to sell your home before this happens.

Home Loans

22 Jan, 2021

4 min read

Can I still sell my house in foreclosure?

Jodie Humphries

Personal Finance Editor

Can I get a bad credit home loan with a co-signer?

If you have a bad credit history, a co-signer can help you get a home loan. However, they need to be aware of the risk involved, as they may need to repay the loan if you can’t.

Home Loans

22 Jan, 2021

4 min read

Can I get a bad credit home loan with a co-signer?

Jodie Humphries

Personal Finance Editor

What does “conditionally approved” mean for a home loan?

Some lenders offer conditional approval for a home loan, giving you an idea of how much you can borrow. This, however, doesn’t mean the home loan is approved.

Home Loans

21 Jan, 2021

4 min read

What does “conditionally approved” mean for a home loan?

Jodie Humphries

Personal Finance Editor

How long does home loan approval take?

You’ve found your dream home, put in an application for a home loan and now are wondering how long a bank takes to approve the home loan. Well, that depends on several factors and the right documentation.

Home Loans

20 Jan, 2021

5 min read

Jodie Humphries

Personal Finance Editor

What you should know about hobby farm home loans

Hobby farm home loans aren’t the same as loans for residential properties in a city. You may need to find a specialist lender and also check the loan terms.

Home Loans

08 Jan, 2021

5 min read