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Home Loans Articles

Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Kate Wick

Top 5 ways to take advantage of rate cuts

The RBA may have held the cash rate this month, but it doesn't mean you can't take advantage of the low rate in a variety of different ways.

Home Loans

05 Mar, 2015

4 min read

Top 5 ways to take advantage of rate cuts
Laine Gordon

Head of Public Relations

Top 4 renovation trends for 2015

Among the renovation trends that are set to dominate 2015 are healthy homes, multigenerational living and sustainability.

Home Loans

25 Feb, 2015

4 min read

Top 4 renovation trends for 2015
Laine Gordon

Head of Public Relations

The signs of a thriving property market

Auction volumes, house prices and building activity are three of the major metrics you can use to evaluate whether or not the property market is going strong.

Home Loans

18 Feb, 2015

4 min read

The signs of a thriving property market
Laine Gordon

Head of Public Relations

Top 5 uses for your home equity

Buying a car, going on holiday, making renovations or investing - all of these are great ways to make use of your home equity.

Home Loans

15 Feb, 2015

4 min read

Top 5 uses for your equity
Laine Gordon

Head of Public Relations

What are your investment plans this year?

Do you know what investments gave the best returns last year? Using your home loan wisely could net you some pretty good returns.

Home Loans

15 Feb, 2015

3 min read

What are your investment plans this year?
Peter Arnold

Opinion: What's all this chat about an RBA cut?

You may have been hearing more noise than usual about this month’s RBA meeting. The reason for this is it looks like the closest we’ve been to actually having a move by the RBA in about 18 months. Now that this talk has well and truly escaped the finance section and hit the headlines, the questions on many people's lips are why is this and what does it mean for me?

Home Loans

02 Feb, 2015

5 min read

What's all this chat about an RBA cut?
Laine Gordon

Head of Public Relations

Top 5 summer home renovations

Looking for a renovation project to make your home just a little bit nicer this summer? Have a look through this list for some cool ideas.

Home Loans

30 Jan, 2015

4 min read

Top 5 summer home renovations
Laine Gordon

Head of Public Relations

Choosing between a house and a household

Decisions around money and relationships can be life changing - for example, would you choose a house over getting married?

Home Loans

23 Dec, 2014

4 min read

Decisions around money and relationships can be life changing - for example, would you choose a house over getting married?
Laine Gordon

Head of Public Relations

The cost of becoming an ethical buyer

The cost of becoming an ethical buyer

Home Loans

22 Dec, 2014

3 min read

The cost of becoming an ethical buyer
Laine Gordon

Head of Public Relations

Should you fix your home loan?

Should I fix or float my home loan? That's a question you may ask yourself, but what's the answer? For one thing, it can be largely tied up in what the Reserve Bank of Australia (RBA) has set the official cash rate at — and what it plans to do with it in the future.

Home Loans

22 Dec, 2014

3 min read

Should you fix your home loan?
Laine Gordon

Head of Public Relations

Five ways to grow your equity

Having substantial equity in your home can be a huge financial boon. Here are some great ways to maximise the amount you have.

Home Loans

19 Dec, 2014

3 min read

Five ways to grow your equity
Laine Gordon

Head of Public Relations

Where are Australia's million dollar suburbs?

Sydney's median house price crossed the million dollar mark recently. Where else can Australians find similarly high-priced suburbs?

Home Loans

14 Dec, 2014

3 min read

Where are Australia's million dollar suburbs?