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Home Loans Articles

Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Laine Gordon

Money Editor

Top 4 factors influencing house price growth

There are many factors that determine whether properties will grow in price in a neighbourhood, including supply and the quality of infrastructure.

Home Loans

15 Jun, 2015

4 min read

Top 4 factors influencing house price growth
Laine Gordon

Money Editor

Six things you didn't know about the capital gains tax

The capital gains tax is turning 20 this year. In anticipation of this, here are six things about it you might never have had a clue were true.

Home Loans

22 May, 2015

4 min read

Six things you didn't know about the capital gains tax
Laine Gordon

Money Editor

What's behind property capital growth?

Capital growth is more than just lower interest rates and affordable home loans. Elements like employment, population increases and liveability also matter.

Home Loans

09 Apr, 2015

4 min read

What's behind property capital growth?
Laine Gordon

Money Editor

2055: What's the future for Australian property?

The Intergenerational Report released last month has already made significant waves around the country, outlining the demographic changes that Australia is likely to see over the next 40 years. Commentators have been falling over each other to explain the implications these shifts will have for their chosen industries.

Home Loans

07 Apr, 2015

4 min read

Australia's demographic changes and your finances
Laine Gordon

Money Editor

Top 4 tips for dealing with property price growth

You've been hearing all about rapidly soaring property prices - what can you do to get in on this growth without going bankrupt?

Home Loans

27 Mar, 2015

4 min read

Top 4 tips for dealing with property price growth
Laine Gordon

Money Editor

3 tips for choosing a luxury home

Luxury homes are not like ordinary types of property. If you want to walk away with the right one, it's important to take the right steps.

Home Loans

27 Mar, 2015

4 min read

3 tips for choosing a luxury home
Laine Gordon

Money Editor

Which property hot spots are sizzling in 2015?

What are the property hot spots for 2015? It's, sometimes literally, the million dollar question. We offer a few options you might want to consider.

Home Loans

15 Mar, 2015

5 min read

Which property hot spots are sizzling in 2015?
Kate Wick

Top 5 ways to take advantage of rate cuts

The RBA may have held the cash rate this month, but it doesn't mean you can't take advantage of the low rate in a variety of different ways.

Home Loans

05 Mar, 2015

4 min read

Top 5 ways to take advantage of rate cuts
Laine Gordon

Money Editor

Top 4 renovation trends for 2015

Among the renovation trends that are set to dominate 2015 are healthy homes, multigenerational living and sustainability.

Home Loans

24 Feb, 2015

4 min read

Top 4 renovation trends for 2015
Laine Gordon

Money Editor

The signs of a thriving property market

Auction volumes, house prices and building activity are three of the major metrics you can use to evaluate whether or not the property market is going strong.

Home Loans

18 Feb, 2015

4 min read

The signs of a thriving property market
Laine Gordon

Money Editor

Top 5 uses for your home equity

Buying a car, going on holiday, making renovations or investing - all of these are great ways to make use of your home equity.

Home Loans

15 Feb, 2015

4 min read

Top 5 uses for your equity
Laine Gordon

Money Editor

What are your investment plans this year?

Do you know what investments gave the best returns last year? Using your home loan wisely could net you some pretty good returns.

Home Loans

15 Feb, 2015

3 min read

What are your investment plans this year?