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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Kate Wick

Lazy Aussies can't be bothered with renovations

If you've got a home loan, have you considered using your home equity to renovate? Surprisingly, fewer Australians are completing home renovations.

Home Loans

23 Oct, 2014

3 min read

Aussies all out of home renovation ideas

Kate Wick

Moving to Australia: Bank accounts, credit and mortgages

Are you thinking about taking out a home loan or setting up a transaction account in a new country? Understand what the go is in Australia!

Home Loans

22 Oct, 2014

3 min read

Moving to Australia: Bank accounts, credit and mortgages

Kate Wick

Video: How much can I borrow without breaking the bank?

Before you start looking for your dream home you need to calculate what you can afford to borrow - without blowing your budget or limiting yourself to a life of canned soup. Here’s a few tips to help you determine a comfortable mortgage so you can enjoy your new home but still have a life

Home Loans

20 Oct, 2014

3 min read

Video: How much can I borrow without breaking the bank?

Kate Wick

The Block's auction flop: Five tips for investors

Are you selling your rental property? Don't dig into your savings account to do unnecessary renovations - make sure you learn lessons from The Block!

Home Loans

16 Oct, 2014

4 min read

The Block's auction flop: Five tips for investors

Kate Wick

Are Australia's houses affordable?

Families and couples looking to take out home loans may be wondering if affordability is still an issue. House price growth has been trending downwards.

Home Loans

08 Oct, 2014

4 min read

Kate Wick

Video: Low interest rates remain on hold! October RBA Wrap

The Reserve Bank of Australia has left interest rates on hold at 2.5% at its October meeting, which marks 14 months since the last rate cut and almost 4 years since the last rate increase.

Home Loans

07 Oct, 2014

4 min read

Low interest rates remain on hold! October RBA Wrap

Laine Gordon

Head of Public Relations

The risks of a smaller home deposit

Australians are taking out home loans, often with limited deposits. But this means they're paying for Lenders Mortgage Insurance, while sellers are also putting themselves at risk.

Home Loans

02 Oct, 2014

3 min read

Laine Gordon

Head of Public Relations

New home trend: Micro apartments

Using a home loan calculator is just the first step to buying property. What if your lender denies you a loan, because your desired dwelling is too small?

Home Loans

30 Sep, 2014

3 min read

Kate Wick

Borrowing to renovate

If you have a home loan and want to start renovations on your home but don't have the cash - what are your loan options?

Home Loans

28 Sep, 2014

3 min read

Laine Gordon

Head of Public Relations

How to sort out issues with your landlord

Are you having trouble with your landlord? Don't let gripes turn into a costly exercise, affecting your savings account. Here are ways to resolve issues

Home Loans

25 Sep, 2014

3 min read

How to sort out issues with your landlord

Kate Wick

What the spring housing boom has in store for buyers

Use a home loan calculator to establish your borrowing capacity and be aware of where the Australian residential property market is headed in upcoming months.

Home Loans

18 Sep, 2014

3 min read

What the spring housing boom has in store for buyers

Kate Wick

What the median house price buys in each state

Use a home loan calculator to work out your borrowing capacity, then start investigating what kind of property you could snap up for the median national price.

Home Loans

16 Sep, 2014

3 min read