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Home Loans Articles

Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Laine Gordon

Money Editor

Aussies forced to sell up to live it up!

Will you sell your home to pave the way for retirement? A new survey shows one in 10 Australians plan to do so.

Home Loans

17 Nov, 2014

3 min read

Aussies giving up home loans for comfortable superannuation retirement
Kate Wick

How profitable is your home?

If you're paying off a home loan, you might be wondering whether you'll profit when you sell in order to upgrade or downgrade. Read on for some handy advice!

Home Loans

16 Nov, 2014

4 min read

Will your home investment make you money?
Laine Gordon

Money Editor

Is it time to ditch the city for the country?

Those taking out home loans in Victoria may consider purchasing in regional areas, thanks to cheaper house prices, which drive down mortgage repayments.

Home Loans

16 Nov, 2014

3 min read

Is it time to ditch the city for the country?
Kate Wick

New homes to charm Aussie buyers

Taking out a home loan to buy a property is a common aspiration for many Australians. But should they buy a new dwelling or an existing home?

Home Loans

11 Nov, 2014

3 min read

Home loans for new homes increase in popularity
Laine Gordon

Money Editor

Are you underinsured for home and contents?

Don't rely on your savings account to cover financial strife - secure home and contents insurance, and make surely you've got the appropriate level of cover.

Home Loans

05 Nov, 2014

3 min read

Are you underinsured for home and contents insurance?
Kate Wick

Could NSW residents run their homes for less?

If your credit card debt is piling up thanks to hefty power bills, consider the recommendations of a recent report.

Home Loans

04 Nov, 2014

3 min read

Could NSW residents run their homes for less?
Kate Wick

Five do-it-in-a-day renovation projects

If you've got a home loan, consider using a line of credit to complete some simple home renovations around your property.

Home Loans

26 Oct, 2014

3 min read

Five DIY kitchen, loungeroom and bathroom renovations
Kate Wick

Lazy Aussies can't be bothered with renovations

If you've got a home loan, have you considered using your home equity to renovate? Surprisingly, fewer Australians are completing home renovations.

Home Loans

23 Oct, 2014

3 min read

Aussies all out of home renovation ideas
Kate Wick

Moving to Australia: Bank accounts, credit and mortgages

Are you thinking about taking out a home loan or setting up a transaction account in a new country? Understand what the go is in Australia!

Home Loans

22 Oct, 2014

3 min read

Moving to Australia: Bank accounts, credit and mortgages
Kate Wick

Video: How much can I borrow without breaking the bank?

Before you start looking for your dream home you need to calculate what you can afford to borrow - without blowing your budget or limiting yourself to a life of canned soup. Here’s a few tips to help you determine a comfortable mortgage so you can enjoy your new home but still have a life

Home Loans

19 Oct, 2014

3 min read

Video: How much can I borrow without breaking the bank?
Kate Wick

The Block's auction flop: Five tips for investors

Are you selling your rental property? Don't dig into your savings account to do unnecessary renovations - make sure you learn lessons from The Block!

Home Loans

16 Oct, 2014

4 min read

The Block's auction flop: Five tips for investors
Kate Wick

Are Australia's houses affordable?

Families and couples looking to take out home loans may be wondering if affordability is still an issue. House price growth has been trending downwards.

Home Loans

08 Oct, 2014

4 min read

Are Australia's houses affordable?