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Home Loans Articles
Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Laine Gordon
Money Editor
Should first home buyers access their super for a new home?
While cutting down on everyday spending can make saving up for a home deposit easier, it's easy to wonder if there's a better solution as house prices climb. For instance, should first home buyers tap into their super savings in order to get their foot on the real estate ladder?
Home Loans
03 Aug, 2014
4 min read
Kate Wick
Why you should renovate your home
Those with home loans may well think about renovating. But what are the benefits to ripping up floorboards, replacing fittings and painting walls?
Home Loans
01 Aug, 2014
3 min read
Laine Gordon
Money Editor
Are low rates all they're cracked up to be?
Historically low fixed-term interest rates have captured the attention of current and would-be homeowners in Australia but are they all they’re cracked up to be?
Home Loans
31 Jul, 2014
3 min read
Kate Wick
The pros and cons of fixing your loan
Many Australians take out home loans in order to realise their property goals and while making the jump from a tenant to a homeowner is a big step, whether people opt for a fixed or variable home loan is another story entirely.
Home Loans
30 Jul, 2014
5 min read
RateCity
RateCity in the Media
Tax time can be a massive headache or a huge help. It all depends on how clued up you are on what you can claim. New research shows Aussies are missing out on $426 of unclaimed tax each year.
Home Loans
29 Jul, 2014
1 min read
RateCity
RateCity in the News
Tax time can be a massive headache or a huge help. Alex Parsons, CEO of RateCity.com.au, talks to Mornings about the secrets to getting your hands on everything you're entitled to.
Home Loans
29 Jul, 2014
1 min read
RateCity
RateCity in the Media: 2014 Jun, 9 News: buyers locked out
It's a sign of just how much the housing market has boomed, new figures showing the value of home loans approved has gone up 20 percent in the last year.
Home Loans
29 Jul, 2014
1 min read
RateCity
RateCity in the Media: 2014 Jan, Ten Eyewitness: low rates
There are big savings to be made on home loans right now, as NAB drops it's fixed interest rate to a 20-year low.
Home Loans
29 Jul, 2014
1 min read
Laine Gordon
Money Editor
Mortgage rates hit all-time low
Sure, we all know to use a home loan calculator to establish borrowing capacity. But what about a home loan comparison? Recent changes may please you.
Home Loans
27 Jul, 2014
3 min read
Laine Gordon
Money Editor
How to negotiate a home purchase
Have you used a home loan calculator to work out your borrowing capacity? Be sure to secure loan pre-approval before you start negotiating a home purchase.
Home Loans
24 Jul, 2014
3 min read
Kate Wick
How to haggle for a better deal
Whether you're doing your weekly grocery shop or hunting down a low rate mortgage, the thought of a bargain is all too enticing. If you can get a cheaper price than what's marked down, you'd take the better deal, right?
Home Loans
24 Jul, 2014
4 min read
Laine Gordon
Money Editor
Stocks drop: Property investors rejoice
A dip in the nation's housing stock presents opportunities for investors, as would-be buyers look to rent property instead.
Home Loans
16 Jul, 2014
3 min read
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