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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
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RateCity
RateCity in the Media: 2014 Jan, Ten Eyewitness: low rates
There are big savings to be made on home loans right now, as NAB drops it's fixed interest rate to a 20-year low.
Home Loans
29 Jul, 2014
1 min read
![RateCity in the Media: 2014 Jan, Ten Eyewitness: low rates](https://images.ratecity.com.au/large/20171116173454/AUD24.jpg)
![Laine Gordon](https://images.ratecity.com.au/large/20190930/author-laine-512-yP8UBpw_m.jpg)
Laine Gordon
Head of Public Relations
Mortgage rates hit all-time low
Sure, we all know to use a home loan calculator to establish borrowing capacity. But what about a home loan comparison? Recent changes may please you.
Home Loans
27 Jul, 2014
3 min read
![Mortgage rates hit all-time low](https://images.ratecity.com.au/large/20171116173239/AUD16.jpg)
![Laine Gordon](https://images.ratecity.com.au/large/20190930/author-laine-512-yP8UBpw_m.jpg)
Laine Gordon
Head of Public Relations
How to negotiate a home purchase
Have you used a home loan calculator to work out your borrowing capacity? Be sure to secure loan pre-approval before you start negotiating a home purchase.
Home Loans
24 Jul, 2014
3 min read
![How to negotiate a home purchase](https://cdn.ratecity.com.au/article/news/3303/How_to_negotiate_a_home_purchase.jpg?w=1024)
![Kate Wick](https://images.ratecity.com.au/large/20200113/default-avatar-OszFc-B3u.jpg)
Kate Wick
How to haggle for a better deal
Whether you're doing your weekly grocery shop or hunting down a low rate mortgage, the thought of a bargain is all too enticing. If you can get a cheaper price than what's marked down, you'd take the better deal, right?
Home Loans
24 Jul, 2014
4 min read
![How to haggle for a better deal](https://cdn.ratecity.com.au/article/news/3302/How_to_haggle_for_a_better_deal.jpg?w=1024)
![Laine Gordon](https://images.ratecity.com.au/large/20190930/author-laine-512-yP8UBpw_m.jpg)
Laine Gordon
Head of Public Relations
Stocks drop: Property investors rejoice
A dip in the nation's housing stock presents opportunities for investors, as would-be buyers look to rent property instead.
Home Loans
16 Jul, 2014
3 min read
![Stocks drop: Property investors rejoice](https://cdn.ratecity.com.au/article/news/3286/Stocks_drop_Property_investors_rejoice.jpg?w=1024)
![Laine Gordon](https://images.ratecity.com.au/large/20190930/author-laine-512-yP8UBpw_m.jpg)
Laine Gordon
Head of Public Relations
Investors beware: house prices don't always rise
Investing in bricks and mortar is a safe bet, right? According to the Reserve Bank of Australia (RBA), this is not always the case as the central bank warns home investment won't always bring home the bacon.
Home Loans
15 Jul, 2014
3 min read
![Investors beware: house prices don't always rise](https://cdn.ratecity.com.au/article/news/3284/Investors_beware_house_prices_don_t_always_rise.jpg?w=1024)
![Laine Gordon](https://images.ratecity.com.au/large/20190930/author-laine-512-yP8UBpw_m.jpg)
Laine Gordon
Head of Public Relations
Homeownership falling away for the young
While current low interest rates are making home loans more affordable, competition for properties is leading more young Australians to stay at home for longer, or rent rather than buy.
Home Loans
10 Jul, 2014
3 min read
![Homeownership falling away for the young](https://cdn.ratecity.com.au/article/news/3280/Homeownership_falling_away_for_the_young.jpg?w=1024)
![Kate Wick](https://images.ratecity.com.au/large/20200113/default-avatar-OszFc-B3u.jpg)
Kate Wick
Australians sacrificing lifestyle for mortgages
Australians are ditching the fancy meals out in order to save for home loans faster. Setting up the right savings account is essential.
Home Loans
08 Jul, 2014
3 min read
![Australians sacrificing lifestyle for mortgages](https://cdn.ratecity.com.au/article/news/3278/Australians_sacrificing_lifestyle_for_mortgage_deposits.jpg?w=1024)
![Laine Gordon](https://images.ratecity.com.au/large/20190930/author-laine-512-yP8UBpw_m.jpg)
Laine Gordon
Head of Public Relations
Should you go guarantor for your kids?
Becoming a guarantor for your kids is a great way to help them enter the property market. But there are numerous risks involved too.
Home Loans
03 Jul, 2014
3 min read
![Should you go guarantor for your kids?](https://cdn.ratecity.com.au/article/news/3273/The_pros_and_cons_of_going_guarantor_for_your_kids.jpg?w=1024)
![Kate Wick](https://images.ratecity.com.au/large/20200113/default-avatar-OszFc-B3u.jpg)
Kate Wick
VIDEO: July RBA Wrap, RateCity news update
The good news keeps coming for Australian home owners and potential buyers, with the Reserve Bank of Australia (RBA) announcing it is leaving interest rates on hold at 2.5 percent – for a least another month.
Home Loans
01 Jul, 2014
3 min read
![VIDEO: July RBA Wrap - RateCity news update](https://images.ratecity.com.au/large/20170626102446/Mortgage-debt1-750x420.jpg)
![Kate Wick](https://images.ratecity.com.au/large/20200113/default-avatar-OszFc-B3u.jpg)
Kate Wick
Tips for building a new home
Building a new home from scratch has a lot of advantages and you just got an extra incentive to look at home loans for a newly-built home, thanks to the changes to the First Home Owners Grant (FHOG) in the state budget.
Home Loans
30 Jun, 2014
3 min read
![Tips for building a new home](https://cdn.ratecity.com.au/article/news/3266/Tips_for_building_a_new_home.jpg?w=1024)
![Laine Gordon](https://images.ratecity.com.au/large/20190930/author-laine-512-yP8UBpw_m.jpg)
Laine Gordon
Head of Public Relations
Signs it's time to move house
Like the dreaded seven-year itch, if you've been living in your present home for a while it's not unusual to suddenly feel the urge to refinance your home loan and move. And don't worry - you're not alone.
Home Loans
26 Jun, 2014
3 min read
![Signs it's time to move house](https://cdn.ratecity.com.au/article/news/3263/Signs_it_s_time_to_move_house.jpg?w=1024)
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