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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Kate Wick

Home Loans Guide, Step 1 of 7, Amount

Home Loan Deposit - Step by Step guide 1 with Laine Lister - the ins and outs of mortgage amounts.

Home Loans

05 Jun, 2014

2 min read

Kate Wick

Is it time to fix your mortgage interest rate?

If you have a mortgage, the current historically low interest rates have no doubt been a welcome relief.

Home Loans

30 May, 2014

3 min read

Is it time to fix your mortgage interest rate?

Kate Wick

Increase your chances of a loan approval

Whether you are applying for a more sizeable home loan or a smaller personal loan, your chances of approval will be much greater if you are prepared and pre-empt any concerns your chosen lender may have.

Home Loans

20 May, 2014

3 min read

HIncrease your chances of a loan approval

Laine Gordon

Head of Public Relations

The danger of low interest rates

With record low interest rates, it may be tempting to borrow more money to buy your dream home while the repayments are also low.

Home Loans

15 May, 2014

3 min read

Kate Wick

When property investment goes wrong

Last week’s RBA rate hold announcement was great news for Australian property investors. With the cash rate set to stay at 2.5 percent, a high demand for rental properties and property prices across Australia booming, it presents attractive market conditions for property investors.

Home Loans

08 May, 2014

4 min read

Laine Gordon

Head of Public Relations

Five smart room fixes to boost your home sale

If you’ve ever inspected a home to buy, you know that a fuss-free well-presented property is a far more attractive proposition than one with wonky guttering or musty old carpet. So if you’re on the selling side of the equation, making cosmetic improvements and smart repairs can help you sell your home faster at a higher price.

Home Loans

07 May, 2014

3 min read

Five smart room fixes to boost your home sale

Laine Gordon

Head of Public Relations

How to retire gracefully

With the May 13 government budget announcement looming, there is lots of speculation surrounding retirement as Treasurer Joe Hockey casts an eye over the age pension, retirement age and superannuation – so what can you be doing to set yourself up for retirement?

Home Loans

29 Apr, 2014

3 min read

Laine Gordon

Head of Public Relations

How to sell your home while buying a new one

Whether you are upsizing or downsizing, the process of selling your home and juggling home loans, while buying a new one, can be fraught with stress and unwelcome costs.

Home Loans

23 Apr, 2014

5 min read

How to sell your home while buying a new one

Kate Wick

Tough times for first home buyers

Anyone trying to buy a home in Australia knows our property prices are among the highest in the world. As a result, it can be particularly hard for first home buyers to break into the market.

Home Loans

22 Apr, 2014

4 min read

Is it harder for first home buyers to enter the market?

Kate Wick

Are you financial ready to fly the nest?

Deciding to fly the nest and leave the security of your parent’s humble abode can be daunting – especially if you are soaring towards your first home loan. Besides being emotionally prepared for regular home loan repayments and long-term investments there are a lot of other questions you should be asking yourself.

Home Loans

17 Apr, 2014

4 min read

Are you financial ready to fly the nest?

Laine Gordon

Head of Public Relations

Negative gearing update

There have been calls for its abolishment in the past, and now reports suggest the federal government is at least considering changes to negative gearing.

Home Loans

16 Apr, 2014

2 min read

Kate Wick

Home versus baby: Can you tackle both?

Starting a family is a happy and exciting time, but it can also be financially stressful transitioning from two incomes to one while taking on the extra costs that come with a newborn.

Home Loans

15 Apr, 2014

4 min read