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Home Loans Articles

Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Laine Gordon

Money Editor

Why now's the time to pay extra off your mortgage

With household spending slowing, real wages declining and construction also on a downward trend, it was perhaps not surprising that the Reserve Bank of Australia decided to leave interest rates unchanged at its June board meeting this week.

Home Loans

05 Jun, 2014

3 min read

Why now's the time to pay extra off your mortgage
Kate Wick

Home Loans Guide, Step 6 of 7, Application

Home Loan Deposit - Step by Step guide 6 with Laine Lister - the ins and outs of the mortgage application process.

Home Loans

05 Jun, 2014

3 min read

Home Loans Guide - Step 6 of 7 - Application
Laine Gordon

Money Editor

VIDEO: June RBA Wrap - RateCity news update

With the Reserve Bank of Australia leaving interest rates on hold at 2.5% again, and to talk more about the impact to housing affordability, we spoke with Alex Parsons, the CEO of RateCity.

Home Loans

05 Jun, 2014

3 min read

VIDEO: June RBA Wrap - RateCity news update
Kate Wick

Home Loans Guide, Step 5 of 7, Features

Home Loan Deposit - Step by Step guide 5 with Laine Lister - the ins and outs of home loan features.

Home Loans

05 Jun, 2014

4 min read

Home Loans Guide - Step 5 of 7 - Features
Kate Wick

Home Loans Guide, Step 4 of 7, Deposit

Home Loan Deposit - Step by Step guide 4 with Laine Lister - the ins and outs of mortgage deposits.

Home Loans

05 Jun, 2014

2 min read

Home Loans Guide - Step 4 of 7 - Deposit
Kate Wick

Home Loans Guide, Step 3 of 7, Type

Home Loan Type - Step by Step Guide 3 with Laine Lister - the ins and outs of mortgage types.

Home Loans

05 Jun, 2014

3 min read

Home Loans Guide - Step 3 of 7 - Type
Kate Wick

Home Loans Guide, Step 2 of 7, Purpose

Home Loan Purpose- Step by Step guide 2 with Laine Lister - helping you choose the right mortgage for your needs.

Home Loans

05 Jun, 2014

2 min read

Home Loans Guide - Step 2 of 7 - Purpose
Kate Wick

Home Loans Guide, Step 1 of 7, Amount

Home Loan Deposit - Step by Step guide 1 with Laine Lister - the ins and outs of mortgage amounts.

Home Loans

05 Jun, 2014

2 min read

Home Loans Guide - Step 1 of 7 - Amount
Kate Wick

Is it time to fix your mortgage interest rate?

If you have a mortgage, the current historically low interest rates have no doubt been a welcome relief.

Home Loans

30 May, 2014

3 min read

Is it time to fix your mortgage interest rate?
Kate Wick

Increase your chances of a loan approval

Whether you are applying for a more sizeable home loan or a smaller personal loan, your chances of approval will be much greater if you are prepared and pre-empt any concerns your chosen lender may have.

Home Loans

20 May, 2014

3 min read

HIncrease your chances of a loan approval
Laine Gordon

Money Editor

The danger of low interest rates

With record low interest rates, it may be tempting to borrow more money to buy your dream home while the repayments are also low.

Home Loans

15 May, 2014

3 min read

The danger of low interest rates
Kate Wick

When property investment goes wrong

Last week’s RBA rate hold announcement was great news for Australian property investors. With the cash rate set to stay at 2.5 percent, a high demand for rental properties and property prices across Australia booming, it presents attractive market conditions for property investors.

Home Loans

07 May, 2014

4 min read

When property investment goes wrong