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Home Loans Articles

Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Laine Gordon

Money Editor

Five smart room fixes to boost your home sale

If you’ve ever inspected a home to buy, you know that a fuss-free well-presented property is a far more attractive proposition than one with wonky guttering or musty old carpet. So if you’re on the selling side of the equation, making cosmetic improvements and smart repairs can help you sell your home faster at a higher price.

Home Loans

07 May, 2014

3 min read

Five smart room fixes to boost your home sale
Laine Gordon

Money Editor

How to retire gracefully

With the May 13 government budget announcement looming, there is lots of speculation surrounding retirement as Treasurer Joe Hockey casts an eye over the age pension, retirement age and superannuation – so what can you be doing to set yourself up for retirement?

Home Loans

29 Apr, 2014

3 min read

How to retire gracefully
Laine Gordon

Money Editor

How to sell your home while buying a new one

Whether you are upsizing or downsizing, the process of selling your home and juggling home loans, while buying a new one, can be fraught with stress and unwelcome costs.

Home Loans

23 Apr, 2014

5 min read

How to sell your home while buying a new one
Kate Wick

Tough times for first home buyers

Anyone trying to buy a home in Australia knows our property prices are among the highest in the world. As a result, it can be particularly hard for first home buyers to break into the market.

Home Loans

22 Apr, 2014

4 min read

Is it harder for first home buyers to enter the market?
Kate Wick

Are you financial ready to fly the nest?

Deciding to fly the nest and leave the security of your parent’s humble abode can be daunting – especially if you are soaring towards your first home loan. Besides being emotionally prepared for regular home loan repayments and long-term investments there are a lot of other questions you should be asking yourself.

Home Loans

16 Apr, 2014

4 min read

Are you financial ready to fly the nest?
Laine Gordon

Money Editor

Negative gearing update

There have been calls for its abolishment in the past, and now reports suggest the federal government is at least considering changes to negative gearing.

Home Loans

16 Apr, 2014

2 min read

Negative gearing update
Kate Wick

Home versus baby: Can you tackle both?

Starting a family is a happy and exciting time, but it can also be financially stressful transitioning from two incomes to one while taking on the extra costs that come with a newborn.

Home Loans

15 Apr, 2014

4 min read

Home versus baby: Can you tackle both?
Kate Cowling

What every first home buyer needs to know

Buying a home is a big commitment, both financially and emotionally. There is quite a lot to plan, organise and consider during the process, besides simply securing a home loan, so here is our list of what every first home buyer should know.

Home Loans

02 Apr, 2014

4 min read

What every first home buyer needs to know
RateCity

Is now a good time to buy a home?

If you already own your home, the good news is that its value is likely to steadily increase this year.

Home Loans

23 Mar, 2014

4 min read

Is now a good time to buy a home?
Patricia Babalis

Mutual benefits: what's a non-bank?

Unlike the publicly listed big banks, which have a responsibility to maximise profits for shareholders, credit unions, mutual building societies and mutual banks focus on their members – or customers.

Home Loans

19 Mar, 2014

3 min read

Mutual benefits: what's a non-bank?
Patricia Babalis

Five tips to shrink your home loan

Your home loan doesn’t have to rule your life forever. Follow these five smart tips to shrink your debt and own your home faster.

Home Loans

14 Mar, 2014

3 min read

Five tips to shrink your home loan
Kate Cowling

Top five risks of renovating

If you are considering improving your home or are keen to get into the renovate-and-sell game, there are five risks you should keep in mind.

Home Loans

05 Mar, 2014

4 min read

Top five risks of renovating