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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Laine Gordon
Money Editor
Don't let your mortgage limit your life
To avoid mortgage stress – and maintain your pre-mortgage lifestyle – the key is to ensure you don’t overextend yourself with a huge loan.
Home Loans
19 Jun, 2013
3 min read
Laine Gordon
Money Editor
Renovate or sell? The big question
Need more space at home or something a bit nicer? Here are some tips from the experts to help you decide between the options.
Home Loans
18 Jun, 2013
4 min read
Laine Gordon
Money Editor
Top mistakes property investors make
Low interest rates and strong rental yields have provided the impetus for many Australians to try their hand at property investing.
Home Loans
16 Jun, 2013
3 min read
Laine Gordon
Money Editor
Lenders favour borrowers who take on more debt
A RateCity analysis of mortgage rates has revealed that the average advertised rate for variable home loans under $250,000 is 5.74 percent. For loans above $750,000, however, the average advertised rate drops to 5.32 percent – an automatic discount of 0.42 percentage points.
Home Loans
29 May, 2013
4 min read
Laine Gordon
Money Editor
Renovate or sell?
The time comes in the life of many young families when they outgrow their home. That’s when the inevitable question rears its head: embark on a radical renovation or sell up and buy a new, more spacious home?
Home Loans
28 May, 2013
4 min read
Laine Gordon
Money Editor
Beat the squeeze on household budgets
Wages may be growing faster than inflation, yet research shows one in seven Australian households is spending more than it earns.
Home Loans
27 May, 2013
3 min read
Laine Gordon
Money Editor
Five ways to slash your home loan interest bill
Even at today’s low rates, the total interest bill can amount to almost as much as the initial loan. But there are ways to reduce the mortgage quickly and painlessly to save interest.
Home Loans
19 May, 2013
3 min read
Laine Gordon
Money Editor
How to get out of debt fast
From credit cards to car loans and the mortgage, you can free yourself from debt. There are simple tips to cover everything and free up some cash in the weekly budget.
Home Loans
30 Apr, 2013
3 min read
Laine Gordon
Money Editor
Rent or buy: which puts you on top?
The mortgage is taking a bigger chunk of our income now, despite lower interest rates. But is it cheaper to rent than buy?
Home Loans
28 Apr, 2013
3 min read
Kate Cowling
A guide for first home owners
If you’ve made the decision to buy your first home, then it’s a pretty safe bet that you’re feeling a little daunted by the whole process. But, armed with the right information and knowledge, taking out a first home owners loan doesn’t have to be scary.
Home Loans
19 Apr, 2013
3 min read
Patricia Babalis
Three tips for finding the right home loan
Sifting through home loan fees, rates and features can be overwhelming work. You soon release that making the decision to buy a home was the easy part - it's what follows that requires your true commitment and patience.
Home Loans
19 Apr, 2013
2 min read
Laine Gordon
Money Editor
How to shrink your home loan
There’s no magic when it comes to saving money on your home loan.
Home Loans
14 Apr, 2013
3 min read
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