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Relevant Car Loans articles and tips

Vidhu Bajaj

Personal Finance Writer

Which are the best hybrid cars and SUVs in Australia?

Find out about the best hybrid cars in Australia and how to pick one that’s right for you.

Car Loans

09 Feb, 2023

6 min read

Best Hybrid Cars & SUVs in Australia 2023 - RateCity
Jodie Humphries

Personal Finance Editor

The advantages and disadvantages of a chattel mortgage

A chattel mortgage is one of the financing options available when you’re buying a car for business use. Understanding the pros and cons will help you make an informed decision.

Car Loans

06 Feb, 2023

6 min read

The advantages and disadvantages of a chattel mortgage
Mark Bristow

Personal Finance Editor

What are Australia’s greenest cars?

Australia’s car industry is gradually moving towards a greener future, with more hybrids and electric vehicles (EVs) hitting our streets each year. So, which car makes and models are the most likely to make the smallest impact on the environment, and how can you buy one?

Car Loans

30 Jan, 2023

5 min read

What are Australia’s greenest cars?
Vidhu Bajaj

Personal Finance Writer

What happens if you make multiple car loan applications?

Finding the right car loan means looking at different lenders; however, your credit score is impacted if you file multiple applications at once.

Car Loans

23 Jan, 2023

5 min read

What happens if you make multiple car loan applications?
Mark Bristow

Personal Finance Editor

Choosing between a used and a new car

Buying a new car often comes with advantages, like a warranty, access to more modern features, and often easier loan options. But it’s also typically a more expensive option compared to purchasing a used car.

Car Loans

18 Jan, 2023

4 min read

Choosing between a used and a new car
Jodie Humphries

Personal Finance Editor

Can you get a car loan after a debt agreement?

If you have a debt agreement and are looking for a car loan, there are ways you may be able to qualify for one.

Car Loans

11 Jan, 2023

3 min read

Can you get a car loan after a debt agreement?
Jodie Humphries

Personal Finance Editor

Buying a car on hire purchase

Hire purchase is a way to finance a car that you will be using for business purposes. The lender buys the vehicle, and you hire it for a specific period. Read what is involved in buying a car through hire purchase.

Car Loans

10 Jan, 2023

3 min read

Buying a car on hire purchase
Vidhu Bajaj

Personal Finance Writer

What is a biofuel, and is it a good alternative to conventional transport fuels?

Learn about biofuels like E10 and biodiesel and how they can help you contribute to a cleaner environment.

Car Loans

10 Jan, 2023

6 min read

What is a biofuel, and is it a good alternative to conventional transport fuels?
Peter Terlato

Personal Finance Editor

Can I get a discounted student car loan?

Banks don't offer student car loans. Given that you're unlikely to have built up enough of a credit history to warrant an excellent credit score, you may be able to secure a low interest car loan if you apply for a guarantor loan.

Car Loans

20 Dec, 2022

3 min read

Can I get a discounted student car loan?
Vidhu Bajaj

Personal Finance Writer

What are some of the good small cars in Australia?

Discover the safest small cars recommended by ANCAP and other criteria you may compare to find the best small car for you.

Car Loans

19 Dec, 2022

6 min read

What are some of the good small cars in Australia?
Jodie Humphries

Personal Finance Editor

Car repair loans: What you should know

When you need to get significant work done on your car, a car repair loan can help meet expenses. Compare car repair financing terms offered by different lenders before you borrow.

Car Loans

14 Dec, 2022

3 min read

Car repair loans: What you should know
Jodie Humphries

Personal Finance Editor

Loan against your car that is paid off

It is possible to get a personal loan against your paid-off car where the value of your vehicle is considered collateral for the loan.

Car Loans

05 Dec, 2022

4 min read

Loan against your car that is paid off