Jodie Humphries
Personal Finance Editor
Can you use a home equity loan to buy a car?
If you’re contemplating buying a new car, it may be tempting to use your home equity to finance it. However, there are some reasons why a car loan may make more sense. Read on to learn more.
Car Loans
03 Jul, 2021
3 min read
Jodie Humphries
Personal Finance Editor
Chattel mortgage vs hire purchase: how do they compare?
Choosing between a chattel mortgage or hire purchase arrangement requires deciding whether to buy a car for business purposes or simply leasing it for a fixed term.
Car Loans
28 Jun, 2021
3 min read
Alex Ritchie
Personal Finance Editor
What is the maximum car loan term
In the market for a new car loan? Depending on your budget and personal financial circumstances, you may be wondering what the maximum car loan term is that you can apply for.
Car Loans
21 Jun, 2021
4 min read
Alex Ritchie
Personal Finance Editor
Four ways to pay off your car loan faster
Is your car loan weighing down your finances and preventing you from fully enjoying your new wheels? There are several ways you may be able to take back control and pay off your car loan faster.
Car Loans
08 Jun, 2021
4 min read
Georgia Brown
Personal Finance Editor
Can I get a car loan if I am self-employed?
Self-employed individuals often don’t earn a standard wage like a permanent employee would. So, what does this mean when it comes to getting approved for a car loan?
Car Loans
25 May, 2021
3 min read
Jodie Humphries
Personal Finance Editor
Can I claim a car loan on my tax return?
You may get tax deductions on the interest and depreciation on some car loans, provided you’re using the car for business purposes.
Car Loans
15 Mar, 2021
4 min read
Georgia Brown
Personal Finance Editor
Is it possible to pause my car loan repayments?
There may come a time when even the most cautious of borrowers experience an unavoidable blow to their finances, making it difficult to meet their previously manageable repayments.
Car Loans
25 Sep, 2020
4 min read
Bria Horne
Personal Finance Writer
Going guarantor: the good, the bad and the ugly
A guarantor on a car loan is a third party, usually a parent, relative or friend, who guarantees to meet the repayments of a loan for the purchase of a car, if the borrower/owner of the car defaults on the loan.
Car Loans
25 Jun, 2018
3 min read
Alex Ritchie
Personal Finance Editor
Learn more about no credit check car loans
Looking for no credit check car finance? See what options might be available for you at RateCity.
Car Loans
25 Jun, 2018
7 min read
Mark Bristow
Personal Finance Editor
What is a balloon payment?
Despite how it sounds, balloon payments have nothing to do with buying inflatable novelties, and everything to do with car loans and vehicle finance.
Car Loans
05 Dec, 2017
4 min read
Nick Bendel
Property & Personal Finance Writer
What is compulsory third-party insurance?
Compulsory third-party insurance, also known as CTP insurance, is compulsory for anyone who wants to register a vehicle in Australia.
Car Loans
15 Aug, 2017
1 min read
Jodie Humphries
Personal Finance Editor
Should I get the car first or the loan?
There are four reasons why you should organise your finance before you start shopping for a car.
Car Loans
22 Jun, 2017
1 min read
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