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Relevant Car Loans articles and tips

Georgia Brown

Personal Finance Editor

Does your credit score affect your car loan application?

If you’re getting ready to apply for a car loan, you may be wondering how much of an impact your credit score could have on the success of your application.

Car Loans

08 Jul, 2022

4 min read

Does your credit score affect your car loan application?
Mark Bristow

Personal Finance Editor

Can you have more than one car loan at the same time?

If you’re thinking of turning your home into a two-car household, you may need finance to afford that second set of wheels. But is it possible to hold two or more car loans at once, and what effects could this have on your finances?

Car Loans

16 Jun, 2022

4 min read

Can you have more than one car loan at the same time?
Jodie Humphries

Personal Finance Editor

What are some alternatives to buying a car?

If you’re looking for some alternatives to buying a car, your options include carpooling, car subscriptions, ride-sharing, public transport, and more. Find out more about these options.

Car Loans

22 Mar, 2022

5 min read

What are some alternatives to buying a car?
Jodie Humphries

Personal Finance Editor

What’s the difference between a car lease and a hire purchase?

Are you looking for a car you can own or do you need one for a limited time? Learn the difference between a car lease and a hire purchase.

Car Loans

23 Dec, 2021

4 min read

What’s the difference between a car lease and a hire purchase?
Jodie Humphries

Personal Finance Editor

Should you purchase your car with bank loan or dealer finance?

Buying a new car is exciting, but choosing a payment route isn’t always easy. The two most common finance options are auto loans or dealership finance. Let’s explore the differences between the two options.

Car Loans

17 Dec, 2021

3 min read

Should you purchase your car with bank loan or dealer finance?
Vidhu Bajaj

Personal Finance Writer

Is there a minimum credit score for a car loan in Australia?

In promising news for prospective buyers with a shaky credit history, there’s no fixed minimum credit score for a car loan in Australia. However, as lenders refer to your credit score to determine the risk of providing a loan to you, a lower score might make them wary of lending to you.

Car Loans

14 Dec, 2021

4 min read

Is there a minimum credit score for a car loan in Australia?
Jodie Humphries

Personal Finance Editor

Can I get a loan against my car?

Are you planning to take out a personal loan? You may be able to get a loan using your car as security.

Car Loans

13 Dec, 2021

6 min read

Can I get a loan against my car?
Jodie Humphries

Personal Finance Editor

How to prevent vehicle repossession in Australia

If you take out a car loan and find it difficult to repay, you may face the threat of having the car repossessed by the lender. Find out how you can prevent this or get your repossessed car back.

Car Loans

04 Aug, 2021

3 min read

How to prevent vehicle repossession in Australia
Georgia Brown

Personal Finance Editor

Can I transfer my car loan to someone else?

While you probably didn’t anticipate having to sell your car before the end of your loan term, plenty can change over the course of a few years. This might lead you to wonder whether you can transfer your car loan to another person.

Car Loans

31 Jul, 2021

3 min read

Can I transfer my car loan to someone else?
Alex Ritchie

Personal Finance Editor

Can I extend my car loan term?

Sometimes your original car loan is no longer financially suitable. In this case you may need to consider extending your car loan term. Let's explore the pros and cons of refinancing to extend your car loan term.

Car Loans

28 Jul, 2021

5 min read

Can I extend my car loan term?
Georgia Brown

Personal Finance Editor

What happens if my car is stolen and I have a car loan?

Having your car stolen can be an ordeal at the best of times. But what happens if it’s stolen when it’s still under finance?

Car Loans

25 Jul, 2021

3 min read

What happens if my car is stolen and I have a car loan?
Jodie Humphries

Personal Finance Editor

How do rent-to-buy cars work?

Do you want a new car, but would prefer to avoid paying upfront if you can? What if you were able to rent the vehicle and pay for it over a period of time? Find out the pros and cons of rent-to-own.

Car Loans

25 Jul, 2021

4 min read

How do rent-to-buy cars work? | RateCity