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Relevant Car Loans articles and tips

Peter Terlato

Personal Finance Editor

How do you refinance a car loan?

If you’re looking for a more competitive interest rate, or your circumstances have simply changed, it might be worth considering refinancing.

Car Loans

10 Nov, 2023

7 min read

How do you refinance a car loan?
Mark Bristow

Personal Finance Editor

Will my car loan affect my mortgage application?

A car loan may positively or negatively affect your mortgage application. Successfully managing your car loan repayments could help improve your credit score, which may make a better impression on mortgage lenders. But if your car loan would push your debt-to-income ratio too high, a lender may be less likely to approve your mortgage application.

Car Loans

07 Nov, 2023

7 min read

Will my car loan affect my mortgage application?
Mark Bristow

Personal Finance Editor

Can a car be used as collateral for a loan?

It is possible to use a car as collateral to secure a loan, which could let you enjoy a cheaper interest rate. But there are also risks to consider before you apply.

Car Loans

03 Nov, 2023

5 min read

Can a car be used as collateral for a loan?
Peter Terlato

Personal Finance Editor

How to buy a car: everything you need to know

Whether you're a first-time buyer or looking to upgrade your current vehicle, financing or buying outright, this guide covers everything you need to know about buying a car in Australia.

Car Loans

01 Nov, 2023

13 min read

How to buy a car: everything you need to know
Alex Ritchie

Personal Finance Editor

Should I get a car loan through a dealer?

When it comes time to purchase your first or next car, you may assume that simply taking out a loan at a car dealership is your best option. However, you could be missing out on potential savings by shopping around and comparing your options.

Car Loans

26 Oct, 2023

4 min read

Is it better to get a car loan through a dealer?
Peter Terlato

Personal Finance Editor

How to conduct a pre-purchase car inspection?

A pre-purchase car inspection can assist you in avoiding potential pitfalls such as hidden issues, mechanical problems, and unexpected repair costs. Plus, an inspection report can be a useful negotiation tool when buying a used car.

Car Loans

25 Oct, 2023

6 min read

How to conduct a pre-purchase car inspection?
Peter Terlato

Personal Finance Editor

How to check if a car has finance owing

You can obtain a legal report, providing essential information, indicating whether the vehicle is stolen, declared as a write-off, or has any outstanding finance owing, among other details.

Car Loans

20 Oct, 2023

5 min read

How to check if a car has finance owing
Mark Bristow

Personal Finance Editor

How much do electric cars cost in Australia?

Ready to join the electric revolution? Upgrading from your petrol-powered car to an electric vehicle (EV) may seem daunting, but it may be worth it in the end when it comes to saving on fuel, as well as the positive environmental impact. Getting an idea of how much you’ll be expected to pay for an electric car is essential when it comes to working out a budget and sourcing vehicle finance.

Car Loans

20 Oct, 2023

5 min read

How much do electric cars cost in Australia?
Vidhu Bajaj

Personal Finance Writer

Three reasons why your car loan was probably rejected

Read three common reasons why car loans are generally rejected and what you can do to increase your chances of approval next time.

Car Loans

04 Oct, 2023

10 min read

Three reasons why your car loan was probably rejected
Vidhu Bajaj

Personal Finance Writer

What is a pre-approved car loan

Buying a car with a pre-approved loan can make choosing easier, as you know how much you’re allowed to spend. Here’s how the process works.

Car Loans

28 Sep, 2023

7 min read

What is a pre-approved car loan
Mark Bristow

Personal Finance Editor

How to get the best rate when buying a car

Cars can be expensive, and you may need to use a car loan or another form of car finance to afford your next set of wheels. But not all car loans are created equal, and the interest rate you’re charged can affect how much you’ll pay for your car, both from month to month and in total.

Car Loans

20 Sep, 2023

6 min read

How to get the best rate when buying a car
Vidhu Bajaj

Personal Finance Writer

What is a sports car, and what to consider when buying one?

The appeal of sports cars extends far beyond their performance, making them a choice for those who seek excitement and aspire to make a statement on the road.

Car Loans

08 Sep, 2023

7 min read

What is a sports car, and what to consider when buying one?