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Relevant Car Loans articles and tips

Jodie Humphries

Personal Finance Editor

Novated lease vs. car loan – which one to choose?

One of the most common ways to finance a car purchase is to take out a car loan. But if you can arrange it with your employer, there is another option; a novated lease.

Car Loans

08 Aug, 2024

5 min read

Novated lease vs. car loan – which one to choose?
Alex Ritchie

Personal Finance Editor

Are salary sacrifice car schemes worth it?

Having a vehicle can be a necessity, whether you need one for work or to take your family from A to B. However, even used cars do not always come cheap. If you’re not sure how to purchase your next vehicle, a salary sacrifice car loan may be a finance option worth considering.

Car Loans

22 Jul, 2024

5 min read

Are salary sacrifice car schemes worth it? Pros and cons of salary sacrificing for a car
Vidhu Bajaj

Personal Finance Writer

How do you calculate stamp duty on a car?

Find out how much stamp duty do you need to pay on your car in different Australian states.

Car Loans

16 Apr, 2024

10 min read

How do you calculate stamp duty on a car?
Mark Bristow

Personal Finance Editor

E10 vs 91: Navigating your fuel choices

If you want to keep your car running smoothly and avoid costly mechanic bills, then choosing the right fuel is important. In Australia, regular unleaded petrol (91), premium unleaded (95 and 98) and E10 are among the most common petrol choices for motorists. If you’ve seen these names on the petrol bowser without fully understanding what they mean, here are the basics to help you make a more informed choice the next time you fill up your car.

Car Loans

20 Feb, 2024

5 min read

E10 vs 91: Navigating your fuel choices
Peter Terlato

Personal Finance Editor

How do you refinance a car loan?

If you’re looking for a more competitive interest rate, or your circumstances have simply changed, it might be worth considering refinancing.

Car Loans

10 Nov, 2023

7 min read

How do you refinance a car loan?
Mark Bristow

Personal Finance Editor

Will my car loan affect my mortgage application?

A car loan may positively or negatively affect your mortgage application. Successfully managing your car loan repayments could help improve your credit score, which may make a better impression on mortgage lenders. But if your car loan would push your debt-to-income ratio too high, a lender may be less likely to approve your mortgage application.

Car Loans

07 Nov, 2023

7 min read

Will my car loan affect my mortgage application?
Alex Ritchie

Personal Finance Editor

Can I increase my home loan to buy a car?

If the time has come to upgrade to a new set of wheels, but your savings won’t quite cover the purchase cost, you might be weighing up your financing options.

Car Loans

06 Nov, 2023

5 min read

Can I increase my home loan to buy a car?
Mark Bristow

Personal Finance Editor

Can a car be used as collateral for a loan?

It is possible to use a car as collateral to secure a loan, which could let you enjoy a cheaper interest rate. But there are also risks to consider before you apply.

Car Loans

03 Nov, 2023

5 min read

Can a car be used as collateral for a loan?
Peter Terlato

Personal Finance Editor

How to buy a car: everything you need to know

Whether you're a first-time buyer or looking to upgrade your current vehicle, financing or buying outright, this guide covers everything you need to know about buying a car in Australia.

Car Loans

01 Nov, 2023

13 min read

How to buy a car: everything you need to know
Alex Ritchie

Personal Finance Editor

Should I get a car loan through a dealer?

When it comes time to purchase your first or next car, you may assume that simply taking out a loan at a car dealership is your best option. However, you could be missing out on potential savings by shopping around and comparing your options.

Car Loans

26 Oct, 2023

4 min read

Is it better to get a car loan through a dealer?
Peter Terlato

Personal Finance Editor

How to conduct a pre-purchase car inspection?

A pre-purchase car inspection can assist you in avoiding potential pitfalls such as hidden issues, mechanical problems, and unexpected repair costs. Plus, an inspection report can be a useful negotiation tool when buying a used car.

Car Loans

25 Oct, 2023

6 min read

How to conduct a pre-purchase car inspection?
Peter Terlato

Personal Finance Editor

How to check if a car has finance owing

You can obtain a legal report, providing essential information, indicating whether the vehicle is stolen, declared as a write-off, or has any outstanding finance owing, among other details.

Car Loans

20 Oct, 2023

5 min read

How to check if a car has finance owing