Are term deposit accounts subject to capital gains tax?

The tax you pay on a profit generated by a term deposit is not classified as capital gains tax. Interest earned on a term deposit is considered income though and would need to be included in your annual income tax return.

Credit cards offering up to 300k bonus points on sign up: how to nab a points bonus

Attention points chasers: This November, there’s up to 300,000 bonus credit card rewards points up for grabs - if you know where to look.

Can I negotiate a fixed term deposit rate with the bank?

Let’s explore how you can negotiate your fixed term deposit rate with a bank because, after all, if you don’t ask you don’t get. Many banks welcome negotiation, especially with deposits of over $100,000.

Who hiked home loan interest rates in November so far?

Discover the full list of who has announced rate rises for home loan customers. RateCity research shows you could be paying over $1,200 more for mortgage repayments than you were in April.

Give yourself a rate cut and up to $10k cash with cashback refinance deals

Is your current home loan rate causing financial stress to your household budget? It may be worth comparing refinancing mortgage options – and get paid a healthy bonus for it.

Can you add money to a term deposit?

Whether you’ve used term deposits for years, or are considering opening your first, you may be curious as to if you can add money to a term deposit after it has commenced. 

Top rated car loan interest rates for November

Considering purchasing a vehicle in time for Christmas? You’ll want to ensure you’re comparing the best car loan options for your financial needs and situation.

What is appreciation or depreciation of property?

Whether you’re an investor or first home buyer, the value of your property is a fundamental component of home ownership. The fluctuation of the value of your property is typically described as appreciation or depreciation.

Will I have to pay Lenders' Mortgage Insurance twice if I refinance?

If you’re considering refinancing, chances are you’re crunching the numbers on the cost of switching. When it comes to LMI, if your LVR is above 80%, you will need to pay it again. 

Here's how much you could earn in a 12-month term deposit at the current highest rates

RateCity has crunched the numbers on a $20,000 balance to determine how much you could earn in a 12-month term on the current highest rates on our database.