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973 articles written by Alex Ritchie

Superannuation

What superannuation details do I give to my employer?

When you start a job, your employer will request you provide the details of your chosen superannuation fund. To do so, you will need to fill out what’s called a ‘superannuation standard choice form’, and provide some personal details.

alex-ritchie

Alex Ritchie -

23 Nov, 2022 -

3 min read

Term Deposits

Can students open a term deposit?

So, can Australian and overseas students open a term deposit? Yes, but there may be additional steps international students need to jump through to gain approval for a term deposit.

alex-ritchie

Alex Ritchie -

23 Nov, 2022 -

3 min read

Home Loans

The home loan helping cover the cost of your solar installation

An Australian-first green initiative will see homeowners receive a discount to their home loan to install a solar energy system, thanks to a new home loan offer from loans.com.au.

alex-ritchie

Alex Ritchie -

21 Nov, 2022 -

4 min read

Bank Accounts

How do I close a bank account?

Opening a new bank account in Australia is easy, but when you’re trying to close your bank account for good, there could be some extra hoops to jump though.

alex-ritchie

Alex Ritchie -

17 Nov, 2022 -

4 min read

Bank Accounts

Can Centrelink access your bank account?

You may have heard stories of Centrelink accessing people’s bank accounts to check on them if fraud is suspected, but is this something it can actually do? 

alex-ritchie

Alex Ritchie -

16 Nov, 2022 -

3 min read

Bank Accounts

How to use BNPL platforms safely while Buy Now, Pay Later debts are growing

Are you struggling with your Buy Now, Pay Later repayments? You’re not alone, according to a new BNPL report released. However, it is possible to use BNPL platforms safely and responsibly – it may just take some small adjustments.

alex-ritchie

Alex Ritchie -

15 Nov, 2022 -

5 min read

Bank Accounts

Suncorp offers new bank account that tracks your carbon emissions

In a win for sustainable banking, Suncorp has revealed its new online transaction account that allows customers to view the estimated carbon emissions of their purchases.

alex-ritchie

Alex Ritchie -

11 Nov, 2022 -

3 min read

Credit Cards

How long does a credit card fraud investigation take?

So, how long does a credit card fraud investigation take? In general, it can take anywhere from 21 days to 90 days – depending on your card issuer.

alex-ritchie

Alex Ritchie -

11 Nov, 2022 -

3 min read

Credit Cards

Credit cards with bonus points that could take you to Bali, Japan or Hawaii

The holiday season is just around the corner, and if you’ve got travel on your mind, a credit card offering bulk sum Qantas frequent flyer points could be just the ticket. 

alex-ritchie

Alex Ritchie -

10 Nov, 2022 -

4 min read

Term Deposits

Are term deposit accounts subject to capital gains tax?

The tax you pay on a profit generated by a term deposit is not classified as capital gains tax. Interest earned on a term deposit is considered income though and would need to be included in your annual income tax return.

alex-ritchie

Alex Ritchie -

09 Nov, 2022 -

3 min read