973 articles written by Alex Ritchie
What superannuation details do I give to my employer?
When you start a job, your employer will request you provide the details of your chosen superannuation fund. To do so, you will need to fill out what’s called a ‘superannuation standard choice form’, and provide some personal details.
Alex Ritchie -
23 Nov, 2022 -
3 min read
Can students open a term deposit?
So, can Australian and overseas students open a term deposit? Yes, but there may be additional steps international students need to jump through to gain approval for a term deposit.
Alex Ritchie -
23 Nov, 2022 -
3 min read
The home loan helping cover the cost of your solar installation
An Australian-first green initiative will see homeowners receive a discount to their home loan to install a solar energy system, thanks to a new home loan offer from loans.com.au.
Alex Ritchie -
21 Nov, 2022 -
4 min read
How do I close a bank account?
Opening a new bank account in Australia is easy, but when you’re trying to close your bank account for good, there could be some extra hoops to jump though.
Alex Ritchie -
17 Nov, 2022 -
4 min read
Can Centrelink access your bank account?
You may have heard stories of Centrelink accessing people’s bank accounts to check on them if fraud is suspected, but is this something it can actually do?
Alex Ritchie -
16 Nov, 2022 -
3 min read
How to use BNPL platforms safely while Buy Now, Pay Later debts are growing
Are you struggling with your Buy Now, Pay Later repayments? You’re not alone, according to a new BNPL report released. However, it is possible to use BNPL platforms safely and responsibly – it may just take some small adjustments.
Alex Ritchie -
15 Nov, 2022 -
5 min read
Suncorp offers new bank account that tracks your carbon emissions
In a win for sustainable banking, Suncorp has revealed its new online transaction account that allows customers to view the estimated carbon emissions of their purchases.
Alex Ritchie -
11 Nov, 2022 -
3 min read
How long does a credit card fraud investigation take?
So, how long does a credit card fraud investigation take? In general, it can take anywhere from 21 days to 90 days – depending on your card issuer.
Alex Ritchie -
11 Nov, 2022 -
3 min read
Credit cards with bonus points that could take you to Bali, Japan or Hawaii
The holiday season is just around the corner, and if you’ve got travel on your mind, a credit card offering bulk sum Qantas frequent flyer points could be just the ticket.
Alex Ritchie -
10 Nov, 2022 -
4 min read
Are term deposit accounts subject to capital gains tax?
The tax you pay on a profit generated by a term deposit is not classified as capital gains tax. Interest earned on a term deposit is considered income though and would need to be included in your annual income tax return.
Alex Ritchie -
09 Nov, 2022 -
3 min read