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976 articles written by Alex Ritchie

Home Loans

How to get a higher home loan?

You've found your dream property, but on checking your borrowing capacity, you come up short. There are some ways to strengthen your financial position and enhance your borrowing capacity to help you purchase your dream home.

alex-ritchie

Alex Ritchie -

13 Dec, 2022 -

4 min read

Home Loans

Christmas cashback: 33 lenders offering cashback home loan deals in December

This month, there are 33 lenders offering cashback deals for both refinancers and new buyers. These deals range from $1,500 to $10,000, depending on the size of your home loan. 

alex-ritchie

Alex Ritchie -

09 Dec, 2022 -

3 min read

Bank Accounts

Can I close my bank account over the phone?

In most cases, you can close a personal or business bank account over the phone. In fact, this is the one of the best ways to ensure you’ve closed an account properly.

alex-ritchie

Alex Ritchie -

09 Dec, 2022 -

3 min read

Term Deposits

The highest term deposit and savings account rates after the final RBA meeting for 2022

Savers are coming out on top amongst rate hikes, as interest rates climb above 4%. So, which savings accounts and term deposits are offering the highest rates to help your nest egg grow in 2023? 

alex-ritchie

Alex Ritchie -

06 Dec, 2022 -

3 min read

Home Loans

Will rate hikes continue in 2023? Or could we start seeing cuts?

Some major banks are tipping that rate hikes will continue into early 2023. However, relief is expected to arrive for homeowners, with the next rate cut forecast for late 2023 or late 2024.  

alex-ritchie

Alex Ritchie -

06 Dec, 2022 -

3 min read

Car Loans

Tesla Model Y 10th highest selling car: how to finance an electric vehicle

The Tesla Model Y is the 10th highest selling vehicle in the country. If you’re in the market for an electric vehicle, it’s worth knowing that many Australian lenders offer lower-rate ‘green’ car loans for just this purchase.

alex-ritchie

Alex Ritchie -

06 Dec, 2022 -

4 min read

Home Loans

Pets, not family, a top priority for first home buyers

When it comes to a space to call your own, first home buyers are prioritising space for their pets over proximity to family, according to new research from Commonwealth Bank of Australia. 

alex-ritchie

Alex Ritchie -

01 Dec, 2022 -

5 min read

Home Loans

How to buy an investment property interstate

Most property investors usually start with a property in an area they know well, or at least in the city in which they live. But buying a property investment in another state is also a potential strategic move.

alex-ritchie

Alex Ritchie -

30 Nov, 2022 -

3 min read

Superannuation

How much superannuation should I have?

The amount of superannuation you need to have at retirement is based on how much money you would expect to spend each week during your retirement.

alex-ritchie

Alex Ritchie -

28 Nov, 2022 -

5 min read

Superannuation

Can I transfer money from overseas into my superannuation account?

You may be wondering if you can transfer your earnings into your Australian superannuation account. The good news is that yes, you can transfer money into your super, but there are certain conditions you will need to meet.

alex-ritchie

Alex Ritchie -

24 Nov, 2022 -

3 min read