RateCity.com.au

976 articles written by Alex Ritchie

Credit Cards

Nab flights to New York or Japan with these frequent flyer cards offering bonus points on sign up

Is taking a holiday at the top of your New Year’s Resolutions list? Then why not take the pressure out of your budget and consider using credit card frequent flyer points on sign up to pay for your travels. 

alex-ritchie

Alex Ritchie -

25 Jan, 2023 -

5 min read

Credit Cards

The biggest credit card bonus points deals this January – up to 300k points on offer

Looking to kick 2023 off with a bang? Look no further than these competitive credit cards offering six-figure points bonuses on sign up. This month, there are ten credit cards offering bulk points bonuses on sign up ranging from 100,000-300,000 points.

alex-ritchie

Alex Ritchie -

23 Jan, 2023 -

3 min read

Credit Cards

How do I get Travel Credit on my Amex card?

While most American Express cards offer some kind of travel rewards, there are only a few cards that will give you Travel Credit. This credit could be used to book your flights, pay for a hotel stay, or even rent a car.

alex-ritchie

Alex Ritchie -

17 Jan, 2023 -

3 min read

Credit Cards

Bad habits coming back: Australia’s credit card debt ticks up for 2nd month in a row

Australia’s total credit card debt has ticked up for the second month in a row, in a worrying sign some families may be resorting to the plastic to make ends meet.

alex-ritchie

Alex Ritchie -

16 Jan, 2023 -

4 min read

Home Loans

Shrinking borrowing power: Homebuyers borrowing $126,000 less since 2020

If you applied for a home loan for a median-priced capital city house in October 2020, your borrowing power may have been $126,400 higher than a home buyer today, according to new research from RateCity.

alex-ritchie

Alex Ritchie -

16 Jan, 2023 -

4 min read

Credit Cards

What does a credit card concierge service do?

Often when we search for a new credit card we have certain features in mind that we're after. Some people value a low interest rate card with a long interest free period while others are looking to maximise their frequent flyer points and rewards.

alex-ritchie

Alex Ritchie -

13 Jan, 2023 -

5 min read

Savings Accounts

ACCC savings enquiry welcome but customers should take matters into their own hands

RateCity welcomes any ACCC investigation into savings account interest rates, however, customers need not wait for the outcome of an inquiry to get a competitive deal.

alex-ritchie

Alex Ritchie -

13 Jan, 2023 -

6 min read

Home Loans

New year, new home loan: 34 lenders offering cashback deals in January

This month, there are 34 lenders offering cashback deals for both refinancers and new buyers. These deals range from $1,500 to $10,000, depending on the size of your home loan. 

alex-ritchie

Alex Ritchie -

12 Jan, 2023 -

3 min read

Credit Cards

Does paying off a credit card immediately improve your credit score?

One of the best ways to boost your credit score so is by paying off your credit card debt. It may take a few weeks, or up to three months, for your credit score to update once you pay off your credit card balance.

alex-ritchie

Alex Ritchie -

11 Jan, 2023 -

4 min read

Credit Cards

Is it possible to get a credit card with no credit history?

Not having credit can lead an issuer to decline your application for a new credit card, but it's different from having bad credit on your file

alex-ritchie

Alex Ritchie -

10 Jan, 2023 -

7 min read