RateCity.com.au

976 articles written by Alex Ritchie

Superannuation

Australians have $16 billion in lost superannuation: how to reclaim your missing funds

There is $16 billion in lost and unclaimed superannuation savings, which paints a shocking picture of how a common mistake can eat away at your retirement balance.

alex-ritchie

Alex Ritchie -

27 Feb, 2023 -

4 min read

Bank Accounts

Do other comparison sites offer the same service?

Trying to get your head around what exactly  a comparison site is and how they differ from each other? Look no further, as we break down how the platforms differ, and how RateCity separates itself from the pack. 

alex-ritchie

Alex Ritchie -

24 Feb, 2023 -

4 min read

Credit Cards

What you should know about credit card instalment plans

You may not be aware that some card providers offer a credit card instalment plan, which simply means you pay off your credit card debt in parts, as opposed to one lump sum each statement period.  

alex-ritchie

Alex Ritchie -

21 Feb, 2023 -

5 min read

Savings Accounts

New highest savings account rate hits 4.90% for young adults: how much you could save?

Bank Of Queensland has revealed it will hike its myBOQ Future Saver account to 4.90%, effective Thursday 23 February. Let's explore the current high interest savings accounts on the RateCity database.

alex-ritchie

Alex Ritchie -

20 Feb, 2023 -

4 min read

Personal Loans

What is a promissory note and when do I need one?

A promissory note can be defined as a document that contains a promise to pay a sum of money, essentially a more formal ‘IOU’. But how does it differ from a traditional personal loan?

alex-ritchie

Alex Ritchie -

20 Feb, 2023 -

4 min read

Credit Cards

Earn 300,000 rewards points: biggest credit card bonus points offers this February

If you’re searching for a new credit card and bonus rewards points are a priority for you, look no further. In February, there are 13 credit cards offering bulk bonus points on sign up, ranging from 100,000 points to 300,000 points.

alex-ritchie

Alex Ritchie -

20 Feb, 2023 -

4 min read

Savings Accounts

Big banks bow to savings rate pressure

Three of the big four banks have today increased key savings rates by significantly more than last week’s 0.25 percentage point increase from the RBA, as the spotlight continues to shine on deposit rates.

alex-ritchie

Alex Ritchie -

17 Feb, 2023 -

5 min read

Credit Cards

Credit cards offering the biggest Qantas frequent flyer bonus points on sign up

Are you a Qantas frequent flyer member daydreaming about your next holiday? You may be able to earn bonus bulk frequent flyer points through credit cards offering generous points on sign up.

alex-ritchie

Alex Ritchie -

14 Feb, 2023 -

5 min read

Bank Accounts

Money habits every 30-something should have

Whether you’ve just turned 30 (happy birthday) or you’re planning for the future, there are a few fundamental money habits that every 30-something should have.

alex-ritchie

Alex Ritchie -

14 Feb, 2023 -

8 min read

Home Loans

Which banks have hiked mortgage rates so far in February 2023?

Millions of homeowners may be wondering if their lender has announced it is hiking mortgage rates again, and just how much more their repayments could be, after the February cash rate hike.

alex-ritchie

Alex Ritchie -

13 Feb, 2023 -

5 min read