What can you do if your co-owner is not paying the mortgage?

Co-owning property with someone has many benefits but also comes with risks. Find out how you can deal with the situation when your co-owner is not paying the mortgage.

Is it still safe to keep my money in a bank?

You may be curious as to whether your money is actually safe in a bank, or better kept hiding under your mattress. While there are laws in place designed to protect your cash, legislation passed in 2018 may mean that your deposits are vulnerable

What is mortgage stress?

Mortgage stress is not the worried feeling you get when the news is constantly filled with speculation around housing affordability, property bubbles, or interest rate rises. Instead, mortgage stress can be broadly defined as when your household’s income doesn't adequately cover the cost of your mortgage and other expenses.

Top rated savings accounts and term deposits revealed: RateCity Gold Award winners

Shopping around for a new place to store your savings? RateCity has revealed the winners of the fourth annual RateCity Gold Awards in its Savings Accounts and Term Deposit categories.

Travel to New York or Rome via bonus Qantas frequent flyer points on sign up with these credit cards

This month, the RateCity database shows 17 credit cards offering bulk Qantas frequent flyer points on sign up, ranging from 20,000 points to 150,000 points. 

How to buy your first home

Ready to take the step from renter to home owner? It’s one of the biggest financial commitments you may ever make, so it’s important to get an understanding of the process involved before taking the plunge.

Has your lender hiked your mortgage rate for March 2023?

RateCity's database shows that 27 home loan lenders have announced they are passing on the latest cash rate hike in full to variable rate home loan customers – including the big four banks. 

What has the biggest impact on your credit score?

You’d be surprised just how many of your everyday financial decisions impact your credit history. But which event makes the biggest impact on your credit score?

Parents paying your home loan deposit? This is the one risk you must know before applying

Is using a gift as a house deposit a feasible option to secure a mortgage? Find out whether your parents can help you with this.

ING announces new highest ongoing savings rate for all adults

ING has today announced it will be increasing the maximum rate on its Savings Maximiser to 5.00%. When this takes effect next Tuesday, it will be the highest ongoing savings rate available to all adults.