RateCity.com.au

976 articles written by Alex Ritchie

Credit Cards

Credit cards offering the biggest rewards points bonuses on sign up: March 2023

Wondering which credit cards are offering the biggest bulk rewards points bonuses on sign up? RateCity has you covered with our list of credit cards with the biggest bonus rewards points this March. 

alex-ritchie

Alex Ritchie -

10 Mar, 2023 -

3 min read

Home Loans

What do mortgage lenders look for in bank statements?

When you’re applying for a home loan, you will need to send your bank statements to the lender. It’s a good idea to know what lenders are actually looking for when they go over your bank statements.

alex-ritchie

Alex Ritchie -

08 Mar, 2023 -

5 min read

Superannuation

How to solve the gender superannuation gap

The gender superannuation gap means that women may retire with significantly less in their nest egg than men. Several factors contribute to this, and combating these may require a mix of structural changes, employer changes and individual actions. 

alex-ritchie

Alex Ritchie -

08 Mar, 2023 -

8 min read

Savings Accounts

Some of the highest savings account introductory rates for new customers

Is your current savings account struggling to keep up with the latest cash rate hikes? You may be able to nab a competitive savings account interest rate just by making yourself a new customer. 

alex-ritchie

Alex Ritchie -

07 Mar, 2023 -

4 min read

Home Loans

Can you make extra repayments on a fixed loan?

Not every fixed rate home loan will allow you to make extra repayments. So, what are your options if you want a fixed rate home loan and you want to make extra repayments? 

alex-ritchie

Alex Ritchie -

07 Mar, 2023 -

4 min read

Home Loans

Do you need to refinance sooner rather than later? It may depend on your equity

Is refinancing the right move for your home loan? Your ability to refinance may not be guaranteed. It may depend on the equity available in your home.

alex-ritchie

Alex Ritchie -

06 Mar, 2023 -

6 min read

Home Loans

How does the interest rate affect mortgage payments?

If you’ve taken out a variable rate home loan and the interest rate changes, your monthly repayment amount will change. Understand how this works.

alex-ritchie

Alex Ritchie -

03 Mar, 2023 -

5 min read

Car Loans

Electric vehicle sales continue to grow: top-rated green car loans for March

Vehicle sales in Australia recorded their best February result since pre-pandemic, as Australia’s growing love-affair with sustainable vehicles grew, according to the Federal Chamber of Automotive Industries.

alex-ritchie

Alex Ritchie -

03 Mar, 2023 -

3 min read

Home Loans

Cashback home loan deals from $2,000 to $10,000 up for grabs this March

This month, there are 33 lenders offering cashback deals for both refinancers and new buyers. These deals range from $2,000 to $10,000, depending on the size of your home loan. 

alex-ritchie

Alex Ritchie -

02 Mar, 2023 -

4 min read

Superannuation

Green super funds: sustainable fund options in Australia

If you’re looking for more ways you can make ethical financial choices and choose to support sustainable initiatives, you may want to learn more about green superannuation funds.

alex-ritchie

Alex Ritchie -

27 Feb, 2023 -

3 min read