RateCity.com.au

976 articles written by Alex Ritchie

Credit Cards

Credit cards offering the biggest rewards points bonuses on sign up: April 2023

This month, there are 10 credit card options for bulk bonus points on sign up, ranging from 100,000 points to 300,000 points. 

alex-ritchie

Alex Ritchie -

20 Apr, 2023 -

4 min read

Credit Cards

Qantas credit cards offering the biggest frequent flyer points on sign up this April

This month, the RateCity database shows 18 credit cards offering bulk Qantas frequent flyer points on sign up, ranging from 20,000 points to 150,000 points. 

alex-ritchie

Alex Ritchie -

19 Apr, 2023 -

5 min read

Home Loans

Using a broker to refinance your home loan

A mortgage broker can assist homeowners with the entire refinancing process, from choosing a new lender to helping fill in your application. Let’s explore what you need to know about using a broker to refinance your mortgage.

alex-ritchie

Alex Ritchie -

18 Apr, 2023 -

4 min read

Home Loans

Coming off a fixed rate loan? 33 lenders offering cashback deals up to $10,000 this April

If your fixed rate period is about to end, you may want to consider refinancing to a home loan with a cashback deal to give yourself a rate cut, and nab some extra cash in the process. 

alex-ritchie

Alex Ritchie -

06 Apr, 2023 -

4 min read

Car Loans

Electric vehicle sales are up: What Australians need to make the switch

Battery electric vehicle and plug-in-hybrid sales have increased in March. However, there’s still a gap that must be addressed before more Australians make the switch to sustainable vehicles. 

alex-ritchie

Alex Ritchie -

05 Apr, 2023 -

3 min read

Savings Accounts

How you could save over $1,700 in a year (with very little effort)

Millions of Australian savers may be able to boost their nest eggs by $1,766 in just one year through a high interest rate savings account.

alex-ritchie

Alex Ritchie -

04 Apr, 2023 -

5 min read

Home Loans

Are you at risk of mortgage stress when rates rise?

Interest rates are rising at a rapid pace, leaving many Australian homeowners at risk of mortgage stress. Calculate if the latest hikes have put you at risk, and discover steps you can take to overcome mortgage stress.

alex-ritchie

Alex Ritchie -

03 Apr, 2023 -

4 min read

Home Loans

Which bank should you choose for a home loan

While this does mean there is no one best bank for all home loans, you can still research and compare your options carefully to find the best home loan for you.

alex-ritchie

Alex Ritchie -

27 Mar, 2023 -

5 min read

Superannuation

What is greenwashing? How you can identify sustainable banking products

Let’s explore what exactly greenwashing is, how it can occur with your financial products, and how you can protect yourself from aligning with companies that do not practice what they preach. 

alex-ritchie

Alex Ritchie -

24 Mar, 2023 -

7 min read

Home Loans

Which banks are good for refinancing?

Whether you’re struggling to repay your mortgage and want a lower rate, or you’re hoping to ditch your basic mortgage for some competitive features, refinancing can be a competitive financial decision. So, which lender should you choose for your refinance?  

alex-ritchie

Alex Ritchie -

24 Mar, 2023 -

6 min read