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976 articles written by Alex Ritchie

Credit Cards

Are you cashing in on your credit card rewards?

Credit cards have become an essential part of our financial lives, offering convenience, security, and a range of other benefits and perks. But whether you have one or five rewards cards, it’s crucial that you assess if you are truly cashing in on your credit card rewards.

alex-ritchie

Alex Ritchie -

29 May, 2023 -

8 min read

Home Loans

What is a mortgage broker and do you need one?

A mortgage broker is a finance professional who helps everyday Australians take out home loans with lenders. If you've ever wondered what is a mortgage broker and what does a mortgage broker do, this guide can help answer all your broker questions.

alex-ritchie

Alex Ritchie -

25 May, 2023 -

8 min read

Credit Cards

Avoid skimming and phishing credit card fraud

While all credit card fraud is concerning, card skimming and phishing is becoming more rampant and harder to control. Discover how to spot and protect yourself from card skimming and phishing scams.

alex-ritchie

Alex Ritchie -

23 May, 2023 -

6 min read

Credit Cards

What is my credit card account number?

Your credit card number is the 15- or 16-digit card number printed on the front or back of the card, along with your name and the card expiry date.

alex-ritchie

Alex Ritchie -

23 May, 2023 -

4 min read

Credit Score

Will a balance transfer improve your credit score?

When you’re struggling to get on top of your credit card debt, one solution that may offer some financial relief is a balance transfer. However, you may be curious as to how this may affect your credit history and score.

alex-ritchie

Alex Ritchie -

19 May, 2023 -

4 min read

Credit Cards

May’s credit cards offering the biggest sign-up rewards points bonuses

If you’re on the hunt for a credit card offering generous rewards points on sign up, look no further. This month, there are 10 credit card options for bulk bonus points on sign up, ranging from 100,000 points to 300,000 points.

alex-ritchie

Alex Ritchie -

12 May, 2023 -

3 min read

Savings Accounts

Savings rates rise on back of RBA hike, but many still trail well behind the cash rate

The majority of big four bank savings customers will receive a boost to their interest rate today as the banks pass on the May RBA hike.

alex-ritchie

Alex Ritchie -

12 May, 2023 -

4 min read

Credit Cards

Qantas credit cards offering the biggest frequent flyer points on sign up this May

There are six-figure points bonuses up for grabs from leading credit card companies for Qantas frequent flyer members this month. These sign-up bonuses may be enough to cover the cost of flights domestically and internationally.

alex-ritchie

Alex Ritchie -

11 May, 2023 -

5 min read

Home Loans

Refinancers could win $50,000 off their mortgage with this lender

Mortgage House is offering eligible refinancers that switch to one of three nominated home loan products by 31 December 2023 the opportunity to win $50,000 off of their mortgage.

alex-ritchie

Alex Ritchie -

10 May, 2023 -

6 min read

Home Loans

Who has announced rate hikes for home loan customers in May?

So, which banks and lenders have already announced rate hikes are coming for mortgage customers? At the time of publishing, 28 home loan lenders have revealed they will be increasing variable home loan rates – including the big four banks. 

alex-ritchie

Alex Ritchie -

08 May, 2023 -

4 min read