976 articles written by Alex Ritchie
Major bank approval wait times blow out: who is offering instant approval home loans?
Customers applying for home loans with major banks may be experiencing longer wait times for approval than before. Homebuyers and refinancers will likely be wondering: who is offering instant approval home loans?
Alex Ritchie -
14 Jun, 2023 -
4 min read
Who has announced rate hikes for home loan customers in June?
At the time of publishing, 28 lenders have announced they are increasing variable home loan rates – including the big four banks. This latest cash rate hike is the equivalent of paying an extra $1,701 each month.
Alex Ritchie -
13 Jun, 2023 -
4 min read
Summer in Europe: Qantas credit cards offering frequent flyer points at sign up this June
There are six-figure Qantas frequent flyer points bonuses up for grabs from leading credit card companies this month. These sign-up bonuses may be enough to cover the cost of flights around Australia, as well as Hawaii or Europe.
Alex Ritchie -
13 Jun, 2023 -
5 min read
How identity theft can affect your credit score
Online scams, including identity theft, are some of the most common ways Australians experience financial scams each year. If you’ve been targeted by identity theft, it’s important to know how it may affect your credit score, and what you can do to repair any damage done.
Alex Ritchie -
11 Jun, 2023 -
4 min read
Refinancing your home loan to buy an investment property
If you’ve been paying down your mortgage consistently while living in your property, you may be considering using your available equity to secure an investment property. While this strategy comes with its risks, there is potentially also great reward to be had in a successful investment.
Alex Ritchie -
07 Jun, 2023 -
5 min read
Here's how much you could earn with the new highest savings rates
The RBA has hiked the cash rate yet again to 4.10%. Discover how much more of an impact higher rates could make on your savings account.
Alex Ritchie -
06 Jun, 2023 -
3 min read
When will interest rates stop rising?
Today the RBA hiked the cash rate for the fourth consecutive month to a new high of 1.85%. Homeowners and first home buyers across the country must be asking when will rate hikes stop?
Alex Ritchie -
06 Jun, 2023 -
5 min read
Record month of vehicle sales shows conditions improving for buyers: top-rated car loans for June
Car buyers may be seeing some improvement in supply. If you’re one of the many Australians purchasing a vehicle this year, consider comparing one of the top-rated car loans from RateCity.
Alex Ritchie -
05 Jun, 2023 -
3 min read
Going, going, gone: 26 lenders still offering cashback home loan deals in June 2023
This month, there are 26 lenders still providing cashback home loans, however, some major institutions have revealed these deals will not continue to be offered in the new financial year, including ING, Westpac and NAB.
Alex Ritchie -
05 Jun, 2023 -
5 min read
How do you pay off credit cards?
Let’s explore several potential strategies for paying off a credit card, or multiple credit cards, so you can get out from underneath your debt.
Alex Ritchie -
31 May, 2023 -
5 min read