Should I apply for a mortgage through a bank or a broker?

You may consult a mortgage broker to find a suitable home loan, but if you have a bank account you can check if that bank offers a suitable mortgage too.

What is a comparison rate, and how is it calculated?

A comparison rate is an indication of a home loan’s overall cost, combining its interest, fees and other standard charges into a single percentage rate. 

Credit cards offering the biggest sign-up rewards points bonuses in July

This July, a range of competitive credit cards are offering six-figure sign-up points bonuses. Up to 275,000 rewards points may be available for eligible customers.

Should you pay off your credit cards before buying a house?

It may be worthwhile paying off your credit card debt before buying a house, as this may make your mortgage application look better to a lender, and potentially improve your credit score.

How to take out a home loan

There are three ways to take out a mortgage for your property purchase; you can use a mortgage broker, you can go direct-to-lender or you can use a comparison website, like RateCity.

How a cashback deal may help cut the cost of refinancing

Refinancing a home loan may feel like a costly endeavour that’s not worth the trouble, but research from RateCity shows that a borrower taking advantage of cashback deals may break even before they’ve made their first new mortgage repayment.

Qantas credit cards offering biggest frequent flyer points at sign up this July

Looking to maximise your frequent flyer points? There are six-figure Qantas frequent flyer points bonuses up for grabs from leading credit card companies this month.  

Big bank ATM withdrawal restrictions suggests cash no longer king

The payment behaviour of Australians has changed significantly over the last five years prompting banks to now request customers call ahead if needing to draw large amounts of cash.

10 questions to ask your mortgage broker

How do you separate the good from the bad brokers? To make the process easier, here are 10 questions to ask while you’re shopping around for brokers and then deciding which home loan to select.

Tesla Model Y second highest selling model: compare top-rated car loans in July

Vehicle purchases ended the financial year with a bang in June, with the Tesla Model Y becoming the second highest selling vehicle with 5,560 sales. Discover top-rated car loan options today.