976 articles written by Alex Ritchie
Highest savings rate for all adults to reach 5.25% from ING: what you need to know
ING has revealed it is increasing its highest ongoing variable savings rate by 25 basis points to 5.25%. This will be the highest savings account rate for adults on the RateCity database.
Alex Ritchie -
05 May, 2023 -
4 min read
Highest selling car models revealed: how you could finance your next vehicle
From the trusted Ford Ranger to the city-friendly Hyundai i30, the highest selling car models have been revealed. If you’re considering purchasing a new vehicle this month, make your car loan search a little easier by comparing some of RateCity’s top-rated car loan options.
Alex Ritchie -
04 May, 2023 -
3 min read
Considering refinancing? 28 lenders offering cashback deals up to $10,000 this May
This month, there are 28 lenders offering cashback deals for both refinancers and new buyers. These deals range from $2,000 to $10,000, depending on the size of your home loan.
Alex Ritchie -
02 May, 2023 -
4 min read
How high could savings and term deposit rates go in 2023?
With the big banks predicting even more cash rate hikes to come, how high could savings account and term deposit interest rates climb in 2023?
Alex Ritchie -
02 May, 2023 -
5 min read
Does getting married change your credit score?
Getting married is meant to be one of the happiest times of your life, so it goes without saying the last thing you’ll be thinking about is how your credit score comes into play. But before you walk down the aisle, it may be worth considering the impact on your personal finances and your credit history.
Alex Ritchie -
29 Apr, 2023 -
5 min read
When will house prices go back up?
Dwelling values around Australia fell throughout 2022, with rising interest rates partially to blame. Research indicates that house prices could start to rise again some time in 2023, though only under specific circumstances.
Alex Ritchie -
28 Apr, 2023 -
5 min read
What happens on home loan settlement day when you refinance?
Settlement is a crucial step in the home loan process, as it provides you with breathing space to know you are satisfied with the new loan. Let’s explore what homeowners need to know about the refinancing process before, during and after settlement.
Alex Ritchie -
28 Apr, 2023 -
4 min read
Three of the four big banks now expect a second cash rate pause on Tuesday
Westpac becomes the third big bank to predict the cash rate will remain on hold at Tuesday’s RBA meeting. Two of the four big banks now suspect that the cash rate has already reached its peak at 3.60%.
Alex Ritchie -
28 Apr, 2023 -
3 min read
ACCC to put the blowtorch on savings rates: which banks will pass the test?
Sub-standard savings accounts that have not kept up with the rising cash rate are likely to come under scrutiny over the next month as the ACCC calls for submissions into its retail deposits inquiry.
Alex Ritchie -
21 Apr, 2023 -
7 min read
How do you apply for a credit card? The application process explained
It is important to shop around before you apply for a credit card to ensure you get a card that suits your spending habits. Here are some tips to help you find a card that's right for your needs.
Alex Ritchie -
21 Apr, 2023 -
7 min read