RateCity.com.au

976 articles written by Alex Ritchie

Home Loans

How many more interest rate hikes do we have left?

The RBA is expected to hike the cash rate next Tuesday. Millions of Australian homeowners must be wondering how many more interest rate hikes they can reasonably expect to pay. 

alex-ritchie

Alex Ritchie -

27 Oct, 2022 -

5 min read

Home Loans

Another 50bps rate hike? What to expect from the RBA November meeting

Three of the big four banks are predicting another 25 basis point cash rate hike on Tuesday at the Reserve Bank of Australia’s next Board meeting to set the cash rate.

alex-ritchie

Alex Ritchie -

27 Oct, 2022 -

6 min read

Home Loans

Inflation rate hits 7.3%: what does this mean for the cash rate and your home loan?

Inflation has reached a record not seen since the 1990s, according to the latest figures released by the ABS. This could spell bad news for mortgage holders across the country.

alex-ritchie

Alex Ritchie -

26 Oct, 2022 -

5 min read

Home Loans

If I don't like my new lender after I refinance, can I go back to my previous lender?

Struggling with refinancers' remorse? Discover your options if you've switched lenders but realised you want to go back to your old lender.

alex-ritchie

Alex Ritchie -

25 Oct, 2022 -

4 min read

Home Loans

RBA expects property prices may fall by 20%: the rising risk of mortgage prison

National property prices could fall by as much as 20% off the back of the cash rate increases, according to the Reserve Bank of Australia, in documents released under Freedom of Information.

alex-ritchie

Alex Ritchie -

24 Oct, 2022 -

5 min read

Home Loans

Who hiked interest rates October so far?

Last week, the RBA hiked the cash rate to 2.60%, the sixth consecutive monthly increase since May 2022. Millions of Australian homeowners may be curious to know when their bank may be passing this rate change on to them. 

alex-ritchie

Alex Ritchie -

13 Oct, 2022 -

4 min read

Credit Cards

Credit cards with bonus frequent flyer points to take you from LA to London in October

Daydreaming of a holiday? A credit card with bonus frequent flyer points on sign up may help make your dream a reality – if you know where to look.

alex-ritchie

Alex Ritchie -

12 Oct, 2022 -

4 min read

Credit Cards

Earn 300k bonus points on sign up with October’s top credit cards

Attention points chasers: this month, there are up to 300,000 bonus credit card points on offer for those who know where to look. In October, there are ten credit cards offering six-figure bulk points bonuses on sign up.

alex-ritchie

Alex Ritchie -

11 Oct, 2022 -

3 min read

Home Loans

You might qualify for a LMI waiver - but you'll have to be a doctor or an accountant

In Australia, some professionals can qualify to have LMI waived – but they may not be the borrowers you expect. RateCity research shows that the major banks offer a LMI waiver for medical and legal professionals.

alex-ritchie

Alex Ritchie -

11 Oct, 2022 -

5 min read

Home Loans

The biggest home loan cashback deals on offer in October for refinancers and new purchases

This month, there are 32 cash back deals on offer for refinancers, with six available for new purchases, ranging anywhere from $1,500 to $10,000, depending on the value of the property.

alex-ritchie

Alex Ritchie -

11 Oct, 2022 -

3 min read