976 articles written by Alex Ritchie
Ditching stamp duty for a property tax? Everything you need to know about First Home Buyer Choice
Let's explore how First Home Buyer Choice works, and whether first home buyers are better off paying for stamp duty or the annual property tax.
Alex Ritchie -
10 Oct, 2022 -
6 min read
Petrol prices are on the rise: how an Electric Vehicle could save you money this October
Petrol prices are officially set to soar again following the end of the fuel excise tax cut for Australian drivers of petrol cars. So, it may be worth considering the long-term benefits of electric vehicles.
Alex Ritchie -
05 Oct, 2022 -
3 min read
The cash rate is 2.60%: what to do when your fixed term ends
It’s important to be realistic that your fixed rate period will come to an end and you may enter into a higher rate environment. Let's explore your options for when a fixed rate period is nearing completion.
Alex Ritchie -
04 Oct, 2022 -
4 min read
Where savers can get interest rates above 4%
RateCity research shows that there are nine savings accounts on our database offering high interest rates above 3%, and four term deposits offering rates above 4%.
Alex Ritchie -
30 Sep, 2022 -
4 min read
Property buyers can borrow $134,500 less thanks to the latest rate hikes
The average person’s maximum borrowing capacity has dropped by approximately 20%, or $134,500, as a result of the last five interest rate rises, according to RateCity research.
Alex Ritchie -
29 Sep, 2022 -
6 min read
Make your finances sustainable: how to decarbonise your money
Australians may be curious to know which financial areas can make the biggest impact if you switch to an environmentally friendly company, so you can decarbonise your money
Alex Ritchie -
26 Sep, 2022 -
9 min read
How to pay for polished concrete in your home renovation
Looking to add polished concrete to your home renovation? If you’re unsure how you can finance installing polished concrete, it may be worth considering a home renovation personal loan.
Alex Ritchie -
23 Sep, 2022 -
3 min read
Savings account interest rates hit 4%: where to get a high interest savings account
Savings account interest rates have just breached the 4% mark for the first time in seven years, thanks to Bank of Queensland. Discover who is offering high interest savings accounts.
Alex Ritchie -
20 Sep, 2022 -
4 min read
Why rising interest rates are hurting houses more than apartments
The latest research from Australia’s central bank shows that houses are the hardest hit by the latest market slump, particularly luxury homes. This sensitivity may be related to rising interest rates.
Alex Ritchie -
19 Sep, 2022 -
4 min read
When will my mortgage repayments increase? How long it takes for rate hikes to kick in
If your lender has announced it is passing on the latest rate hike, you may be wondering when exactly this will impact your mortgage repayments.
Alex Ritchie -
16 Sep, 2022 -
5 min read