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Superannuation Articles

Relevant Superannuation articles and tips

Vidhu Bajaj

Personal Finance Writer

When can I apply for withdrawing superannuation benefits?

You can typically apply to withdraw super benefits only once you reach your preservation age and meet a condition of release, but there may be restrictions involved.

Superannuation

18 Jan, 2023

5 min read

When can I apply for withdrawing superannuation benefits?
Vidhu Bajaj

Personal Finance Writer

When do I need an approved deposit super fund account?

An approved deposit super fund account can be used to deposit employment termination benefits after changing or losing your job and held for retirement.

Superannuation

18 Jan, 2023

4 min read

When do I need an approved deposit super fund account?
Vidhu Bajaj

Personal Finance Writer

What is the super guarantee charge?

The ATO levies the super guarantee charge (SGC) on employers if they fail to pay an employee’s super guarantee on time and to the correct fund.

Superannuation

18 Jan, 2023

4 min read

What is the super guarantee charge?
Vidhu Bajaj

Personal Finance Writer

What you need to know about SMSF compliance

If you have a self-managed super fund (SMSF), you must comply with certain rules. Find out what you need to do to manage your SMSF compliance requirements.

Superannuation

11 Jan, 2023

4 min read

What you need to know about SMSF compliance
Vidhu Bajaj

Personal Finance Writer

How much can I salary sacrifice into my super fund?

When you salary-sacrifice into your super fund you make a concessional contribution taxed at a lower rate, unless you exceed the cap available to you.

Superannuation

10 Jan, 2023

3 min read

How much can I salary sacrifice into my super fund?
Vidhu Bajaj

Personal Finance Writer

How does the Protecting Your Super Package impact my super fund account?

The Protecting Your Super reforms help ensure that you don’t lose super benefits paying for insurance premiums and fees, especially if your balance is low.

Superannuation

09 Jan, 2023

4 min read

How does the Protecting Your Super Package impact my super fund account?
Jodie Humphries

Personal Finance Editor

How to find a super fund for low-income earners?

There are several government initiatives that can help boost the super balances of low-income earners. However, to maximise the benefits, choosing the right super fund based on your circumstances is important.

Superannuation

09 Jan, 2023

4 min read

How to find a super fund for low-income earners?
Vidhu Bajaj

Personal Finance Writer

Understanding inheritance tax in Australia

When a loved one passes away, you’ll have multiple financial matters to finalise. While Australia doesn’t charge death duties, there could still be tax liabilities to consider further down the line.

Superannuation

09 Jan, 2023

5 min read

Understanding inheritance tax in Australia
Jodie Humphries

Personal Finance Editor

What SMSF managers should know about applying for an ABN

Australian super laws require SMSFs to apply for an ABN. But before you set that up, you must first ensure your SMSF complies with all ATO regulations.

Superannuation

09 Jan, 2023

4 min read

What SMSF managers should know about applying for an ABN
Vidhu Bajaj

Personal Finance Writer

Returning to work after a superannuation payout

Can you return to work after retiring and accessing your superannuation savings? Yes, this is possible, but you need to know the ATO rules.

Superannuation

09 Jan, 2023

4 min read

Returning to work after a superannuation payout
Vidhu Bajaj

Personal Finance Writer

What is the SIS Act, and how does it impact the management of super funds?

The trustees of a super fund must ensure that they comply with the SIS Act of 1993. Members can also be helped by understanding how the Act protects their interests.

Superannuation

09 Jan, 2023

4 min read

What is the SIS Act, and how does it impact the management of super funds?
Jodie Humphries

Personal Finance Editor

Do I have to pay tax on superannuation earnings after 60?

Most people can withdraw their super tax-free after age 60 unless they are members of an untaxed super fund.

Superannuation

03 Jan, 2023

3 min read

Do I have to pay tax on superannuation earnings after 60?