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Relevant Superannuation articles and tips

Vidhu Bajaj

Personal Finance Writer

When can I apply for withdrawing superannuation benefits?

You can typically apply to withdraw super benefits only once you reach your preservation age and meet a condition of release, but there may be restrictions involved.

Superannuation

18 Jan, 2023

5 min read

When can I apply for withdrawing superannuation benefits?
Vidhu Bajaj

Personal Finance Writer

What is the super guarantee charge?

The ATO levies the super guarantee charge (SGC) on employers if they fail to pay an employee’s super guarantee on time and to the correct fund.

Superannuation

18 Jan, 2023

4 min read

What is the super guarantee charge?
Vidhu Bajaj

Personal Finance Writer

How much can I salary sacrifice into my super fund?

When you salary-sacrifice into your super fund you make a concessional contribution taxed at a lower rate, unless you exceed the cap available to you.

Superannuation

10 Jan, 2023

3 min read

How much can I salary sacrifice into my super fund?
Jodie Humphries

Personal Finance Editor

How to find a super fund for low-income earners?

There are several government initiatives that can help boost the super balances of low-income earners. However, to maximise the benefits, choosing the right super fund based on your circumstances is important.

Superannuation

09 Jan, 2023

4 min read

How to find a super fund for low-income earners?
Vidhu Bajaj

Personal Finance Writer

Returning to work after a superannuation payout

Can you return to work after retiring and accessing your superannuation savings? Yes, this is possible, but you need to know the ATO rules.

Superannuation

09 Jan, 2023

4 min read

Returning to work after a superannuation payout
Vidhu Bajaj

Personal Finance Writer

What is the SIS Act, and how does it impact the management of super funds?

The trustees of a super fund must ensure that they comply with the SIS Act of 1993. Members can also be helped by understanding how the Act protects their interests.

Superannuation

09 Jan, 2023

4 min read

What is the SIS Act, and how does it impact the management of super funds?
Jodie Humphries

Personal Finance Editor

Do I have to pay tax on superannuation earnings after 60?

Most people can withdraw their super tax-free after age 60 unless they are members of an untaxed super fund.

Superannuation

03 Jan, 2023

3 min read

Do I have to pay tax on superannuation earnings after 60?
Jodie Humphries

Personal Finance Editor

Understanding military superannuation in Australia

You may receive your military superannuation contributions through the DFRDB scheme, the MSBS, ADF Super, or a fund of your choice.

Superannuation

23 Dec, 2022

4 min read

Understanding military superannuation in Australia
Vidhu Bajaj

Personal Finance Writer

What you should know about superannuation for under 18-year-olds

Gotten your first job and wondering how or what superannuation means for under 18-year-olds? Get all the information you need to understand super.

Superannuation

20 Dec, 2022

5 min read

What you should know about superannuation for under 18-year-olds
Vidhu Bajaj

Personal Finance Writer

Can I take a loan from my superannuation fund?

You can’t access your super before retirement, but can you take out a loan you’ll pay back? There are select circumstances where you can get money from your super.

Superannuation

20 Dec, 2022

3 min read

Can I take a loan from my superannuation fund?
Vidhu Bajaj

Personal Finance Writer

Understanding inheritance tax in Australia

When a loved one passes away, you’ll have multiple financial matters to finalise. While Australia doesn’t charge death duties, there could still be tax liabilities to consider further down the line.

Superannuation

19 Dec, 2022

5 min read

Understanding inheritance tax in Australia
Vidhu Bajaj

Personal Finance Writer

What are deeming rates for superannuation?

Deeming rates are used by the government to calculate your income from financial assets while determining your age pension entitlements.

Superannuation

14 Dec, 2022

4 min read

What are deeming rates for superannuation?

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