Personal Loans Leaderboard
Looking for top-rated personal loan offers on the market? Compare personal loan ratings and see how we’ve ranked current Australian mortgages using Real-Time Ratings.
Looking for top-rated personal loan offers on the market? Compare personal loan ratings and see how we’ve ranked current Australian mortgages using Real-Time Ratings.
The top-rated personal loans today for borrowers with an excellent credit score. Assumes an unsecured $20,000 loan on a 36-month loan term.
The top-rated personal loans today for borrowers with an excellent credit score. This only includes products new to the market within the past year. Assumes an unsecured $20,000 loan on a 36-month loan term.
The top-rated secured and unsecured personal loans today for those borrowing for sustainability purposes, such as installing solar panels and energy-efficient white goods. Assumes a $10,000 loan on a 36-month loan term.
Low Rate Personal Loan Unsecured (Excellent Credit) - $5,000-$75,000
Real Time Rating™
Interest rate p.a.
6.57%
up to 8.48%
Comparison rate* p.a.
7.19%
up to 13.58%
Australian Credit Licence 488228
Fees & charges apply
Low Rate Personal Loan Secured (Excellent Credit) - $5,000-$75,000
Real Time Rating™
Interest rate p.a.
6.57%
up to 7.99%
Comparison rate* p.a.
7.19%
up to 13.58%
Australian Credit Licence 488228
Fees & charges apply
Plenti Unsecured Personal Loan (Fixed) (Exceptional Credit)
Real Time Rating™
Interest rate p.a.
6.57%
Comparison rate* p.a.
6.57%
Australian Credit Licence 449176
Fees & charges apply
Home Reno Loan Offer- $5,000-$100,000
Real Time Rating™
Interest rate p.a.
6.57%
up to 20.99%
Comparison rate* p.a.
7.19%
up to 21.39%
Australian Credit Licence 488228
Fees & charges apply
Product data updated on 22 Feb 2025
6.48%
6.48%
Australian Credit Licence 238991
Fees & charges apply
6.49%
6.63%
Australian Credit Licence 240573
Fees & charges apply
6.44%
7.45%
up to 6.76%
Australian Credit Licence 238293
Fees & charges apply
6.99%
7.31%
Australian Credit Licence 238317
Fees & charges apply
7.10%
7.10%*
Australian Credit Licence 236476
Fees & charges apply
6.99%
6.99%
Australian Credit Licence 364451
Fees & charges apply
7.20%
8.54%
Australian Credit Licence 241167
Fees & charges apply
7.49%
7.62%
Australian Credit Licence 240018
Fees & charges apply
6.56%
6.56%
Australian Credit Licence 517589
Fees & charges apply
6.57%
up to 9.49%
7.19%
up to 12.02%
Australian Credit Licence 488228
Fees & charges apply
6.57%
up to 8.48%
7.19%
up to 13.58%
Australian Credit Licence 488228
Fees & charges apply
5.76%
up to 24.03%
6.55%
up to 24.99%
Australian Credit Licence 474726
Fees & charges apply
6.74%
up to 10.59%
10.68%
up to 14.62%
Australian Credit Licence 458572
Fees & charges apply
6.47%
6.47%*
up to 6.57%
Australian Credit Licence 449176
Fees & charges apply
6.56%
6.56%
Australian Credit Licence 517589
Fees & charges apply
6.75%
up to 26.95%
6.75%
up to 26.95%
Australian Credit Licence 411227
Fees & charges apply
6.75%
up to 26.95%
6.75%
up to 26.95%
Australian Credit Licence 286655
Fees & charges apply