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loans.com.au personal loans
Loans.com.au is an online-only personal loan lender based in Brisbane. Loans.com.au does not operate any branches. Rather, its loan processes and services are provided online.
Since its establishment in 2011, Loans.com.au has served thousands of customers across Australia.
Loans.com.au uses a team of loan specialists to provide a range of personal loans to its customers. Because it does not have large overheads, it is able to offer reasonable personal loan interest rates and fees.
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Why choose loans.com.au
loans.com.au Personal Loans
Personal Loans calculator
Use our personal loan calculator to see how much you’d have to repay under different borrowing scenarios.
Your estimated repayments
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- This is an estimate of how much you would pay (weekly/fortnightly/monthly) based on your borrowing amount, interest rate and loan term.
- Calculations assume that details entered into calculator, including interest rates, do not change for the lifetime of the loan.
- Interest is calculated by compounding on the same frequency as the repayment selected, i.e. weekly, fortnightly or monthly.
- Months are assumed to be of equal length. However, given that some months are longer than others, interest charged by vary depending upon the month.
- The calculation rounds of the personal loan repayment to the closest dollar value without decimals.
- All calculations are estimates only; there are no guarantees, pre-qualifications or pre-approvals for borrowing. All results are based solely upon the data entered into the calculator.
- Your final mortgage repayments or borrowing amount will depend on your lender’s eligibility criteria among other factors.
- Calculator does not include the cost of fees or other extra charges.
- Calculator does not account for changes to interest rates over time.
- This calculator is for information purposes only. Any advice is general and has not taken into account your personal circumstances. Read our full disclaimer.
Features of a Loans.com.au personal loan
Loans.com.au uses a team of loan specialists to offer flexible personal loan solutions. Customers can choose from a range of loans and decide to make repayments weekly, fortnightly or monthly.
Loans.com.au personal loans have a maximum amount of $100,000 and loan terms of three, four or five years.
Loans.com.au does not charge any ongoing fees or discharge fees, but does charge an above-average establishment fee.
In terms of personal loan interest rates, Loans.com.au tends to be low, but rates may depend on your financial situation and credit history.
Loans.com.au personal loans – customer service
Customers can contact Loans.com.au by phone, email and online chat. Customers can also complete a form to request a call from a customer service or financial specialist.
Loans.com.au phone lines are open from 7am-7pm (AEST) on weekdays.
Who is eligible for a Loans.com.au personal loan?
- Must be at least 18
- Must be an Australian permanent resident or citizen
How to apply for a Loans.com.au personal loan?
- Click ‘Apply’
- Enter your personal details
- Complete the online application
- Submit the online application
Loans.com.au personal loans review
Loans.com.au offers tailored personal loan solutions, making them potentially suitable for a wide range of borrowers. Loans.com.au offers personal loans of up to $100,000 with a loan term of three, four or five years.
In terms of fees, Loans.com.au is reasonable. Although it charges an above-average establishment fee, there are no ongoing fees and no early exit fees. Borrowers can make additional repayments in order to pay their loan early.
Loans.com.au personal loan rates vary depending on your financial situation, credit history and loan needs. Loans.com.au’s current personal loan interest rates start very low, but can change with each borrower. Those with poor credit may be given a higher rate than those with perfect credit.
To find the best personal loan rates before you apply, it’s best to compare personal loan rates available to you.
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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.
