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Updated on 31 Dec, 2024
How RateCity works out the Gold Awards
The RateCity Personal and Car Loan awards celebrate lenders who consistently offer competitive loans to Australian consumers.
The awards are based on our market-leading Real Time Ratings™ system which gives every loan in our database a score out of five, based on cost and flexibility.
Importantly, these scores are calculated every day, capturing product changes as they happen – a factor missed by some awards programs.
How RateCity Leaderboards work
Our leaderboards allow you to quickly find and compare the top financial products in each of our key categories.
2022 Gold Awards Categories
RateCity’s Gold Awards recognise the best financial products across six categories as determined by our Real Time Ratings ™ system. Discover the best in Home Loans, Personal Loans, Car Loans, Savings Accounts, Term Deposits and Bank Accounts.