Updated on 22 Dec, 2024

2024 RateCity Personal Loan Gold Awards Winners

Finding Australia's best Personal Loans has just been made easier. Select a category below and discover the Personal Loans that have received a coveted RateCity Gold Award.

Low Rate Personal Loan Unsecured (Excellent Credit)	Low Rate Personal Loan Unsecured (Excellent Credit)	Real Time Rating™ 4.87 / 5	Product Info
Unsecured Personal Loan (Excellent Credit) (Amount > $5000)	Unsecured Personal Loan (Excellent Credit) (Amount > $5000)	Real Time Rating™ 4.84 / 5	Product Info
Unsecured Personal Loan Fixed	Unsecured Personal Loan Fixed	Real Time Rating™ 4.74 / 5	Product Info
Personal Loan Fixed	Personal Loan Fixed	Real Time Rating™ 4.66 / 5	Product Info
Plenti Unsecured Personal Loan (Fixed) (Exceptional Credit)	Plenti Unsecured Personal Loan (Fixed) (Exceptional Credit)	Real Time Rating™ 4.65 / 5	Product Info
No Fee Personal Loan	No Fee Personal Loan	Real Time Rating™ 4.59 / 5	Product Info
Fixed Rate Personal Loan	Fixed Rate Personal Loan	Real Time Rating™ 4.51 / 5	Product Info
Unsecured Personal Loan	Unsecured Personal Loan	Real Time Rating™ 4.45 / 5	Product Info
Unsecured Personal Loan	Unsecured Personal Loan	Real Time Rating™ 4.32 / 5	Product Info
Unsecured Personal Loan	Unsecured Personal Loan	Real Time Rating™ 4.32 / 5	Product Info
Unsecured Personal Loan	Unsecured Personal Loan	Real Time Rating™ 4.32 / 5	Product Info

Awards are as at 01/11/2023. There may be some providers or products that have since rebranded to a different name. If you select "Product info", you will be directed to the corresponding product page. If the product has since been removed, you will be directed to the provider page.

For further insight into the Personal Loans Gold Awards, please refer the Awards Methodology.

View Methodology for Personal Loans 2024 Gold Awards

What it means to win a RateCity Gold Award

The cornerstone of the RateCity Gold Awards judging process is our RateCity uses its market-leading system, Real Time Ratings™. We use this data-driven system to compare financial products against a set list of data points.

Over 4000 financial products across dozens of lenders and providers are analysed by Real Time Ratings™. Each product is given a score out of five based on factors such as rate, fees, features, and flexibility. These scores are updated daily. The products that have a consistently high score are the recipients of a RateCity Gold Award - an accolade that highlights consistent value for consumers.

How Real Time Ratings™ work

How RateCity Leaderboards work

Our leaderboards allow you to quickly find and compare the top financial products in each of our key categories.

View all leaderboards

2024 Gold Awards Categories

RateCity’s Gold Awards recognise the best financial products across six categories as determined by our Real Time Ratings ™ system. Discover the best in Home Loans, Personal Loans, Car Loans, Savings Accounts, Term Deposits and Bank Accounts.