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Home Loan News

The latest home loans mortgage news and tips

Laine Gordon

Money Editor

Don’t ask, don’t get: 3 out of 4 mortgage holders who asked for a rate cut, got one 

Almost three-quarters of variable borrowers who asked for a rate cut, got one, a new survey has found. 

Home Loans

02 Aug, 2021

4 min read

Don’t ask, don’t get: 3 out of 4 mortgage holders who asked for a rate cut, got one 
Liz Seatter

Senior Finance Writer

Australia’s last record low fixed rate disappears – but there’s still 181 rates under 2%

Analysis from RateCity.com.au shows in each fixed rate category (1- 5-years), the lowest rate has now disappeared.

Home Loans

30 Jul, 2021

3 min read

Australia’s last record low fixed rate disappears – but there’s still 181 rates under 2%
Alex Ritchie

Personal Finance Editor

Big bank predicts further 21% growth in Sydney house prices

One of Australia’s biggest banks, NAB, has revealed a new 2021 property growth forecast for Sydney, lifting its previous May estimate of 17% to 21.6%.

Home Loans

27 Jul, 2021

4 min read

Big bank predicts further 21% growth in Sydney house prices
Mark Bristow

Personal Finance Editor

CommBank releases Green Loan to mortgage holders nationwide

The Commonwealth Bank of Australia (CBA) has made its Green Loan available to all of its eligible home loan customers nationally.

Home Loans

26 Jul, 2021

3 min read

CommBank releases Green Loan to mortgage holders nationwide
Alex Ritchie

Personal Finance Editor

Household impacts of COVID-19: ABS

New survey results from the ABS into the household impacts of COVID-19 show how Aussies expected their household income to change over the next 12 months, and how they plan to save and/or spend these funds

Home Loans

20 Jul, 2021

4 min read

Household impacts of COVID-19: ABS
Liz Seatter

Senior Finance Writer

Lockdown bank relief: what’s on offer for you?

With lockdown restrictions now in place across NSW, Victoria and South Australia, the country's banks have rolled out extra support to affected customers.

Home Loans

19 Jul, 2021

3 min read

Lockdown bank relief: what’s on offer for you?
Mark Bristow

Personal Finance Editor

Some of the best investor home loans in July 2021

Recent statistics show that home lending recently hit an all-time high. But it wasn’t owner occupiers and first home buyers driving these figures – rather, it was investors and refinancers.

Home Loans

16 Jul, 2021

2 min read

Some of the best investor home loans in July 2021
Georgia Brown

Personal Finance Editor

Aussie fintech launches unique campaign to challenge ‘outdated’ approach to home loan lending and refinancing

Australian fintech player Nano has unveiled a bold new campaign to highlight the power of technology in making the home loan process easier for customers.

Home Loans

14 Jul, 2021

3 min read

Aussie fintech launches unique campaign to challenge ‘outdated’ approach to home loan lending and refinancing
Mark Bristow

Personal Finance Editor

APRA expects banks to prepare for negative rates

The Australian Prudential Regulation Authority (APRA) wants Australia’s authorised deposit-taking institutions (ADIs) to be prepared just in case the Reserve Bank of Australia (RBA) cuts the nation’s cash rate into negative figures. While the RBA has said in the past that negative rates are highly unlikely, the potential effects of negative rates on Australian banks and their customers mean that it’s important to think about what negative rates could mean for you.

Home Loans

13 Jul, 2021

4 min read

APRA expects banks to prepare for negative rates
Alex Ritchie

Personal Finance Editor

Australia’s new lowest rate green construction loan

Online lender, loans.com.au, has today reduced interest rates on energy-efficient ‘green’ homes to 2.08%. This is now the lowest rate on a green construction loan in the market.

Home Loans

12 Jul, 2021

3 min read

Australia’s new lowest rate green construction loan
Mark Bristow

Personal Finance Editor

Some of the best home loans for owner occupiers in July 2021

Recent figures from the Australian Bureau of Statistics (ABS) show that while investor lending has skyrocketed in recent months, the value of owner-occupier lending only saw moderate month-on-month gains. What’s more, the number of owner-occupier first home buyer loans has dropped for the fourth month in a row, while the value of first home buyer lending is up, reflecting Australia’s rising property prices.

Home Loans

12 Jul, 2021

3 min read

Some of the best home loans for owner occupiers in July 2021
Liz Seatter

Senior Finance Writer

1 in 6 households can’t raise $2,000: what options do they have?

Troubling research from the ABS shows 17.5 per cent of Australian households can’t raise $2,000 in an emergency.

Home Loans

09 Jul, 2021

4 min read

1 in 6 households can’t raise $2,000: what options do they have?