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Home Loan News

The latest home loans mortgage news and tips

Laine Gordon

Money Editor

External refinancing soars as first home buyers drop like flies

The value of external refinancing has hit another high in the month of July as mortgage holders chase better home loan rates.

Home Loans

02 Sep, 2021

4 min read

External refinancing soars as first home buyers drop like flies
Mark Bristow

Personal Finance Editor

The emotional cost of buying your first home

A recent report has revealed that a significant percentage of Australia’s first home buyers (FHBs) are under financial and emotional stress, with some ‘losing hope altogether’, and others believing that seeking help from their family is a sign that they have ‘failed.’

Home Loans

31 Aug, 2021

4 min read

The emotional cost of buying your first home
Liz Seatter

Senior Finance Writer

Westpac cuts variable intro rate to 1.99% but hikes fixed rates

Westpac has today become the first big four bank to offer a variable home loan rate under 2 per cent, however the rate is only introductory.

Home Loans

24 Aug, 2021

4 min read

Westpac cuts variable intro rate to 1.99% but hikes fixed rates
Mark Bristow

Personal Finance Editor

Some of the best home loans for refinancers and investors in August 2021

A recent Commonwealth Bank study found that home buying intentions declined in July 2021. Considering that much of the country is experiencing lockdown conditions, and many of us are accessing hardship assistance, it makes sense that buying a home or a car may be far from the first thing on our minds.

Home Loans

23 Aug, 2021

2 min read

Some of the best home loans for refinancers and investors in August 2021
Jodie Humphries

Personal Finance Editor

$100k home loan cashback on offer thanks to Athena competition

Online lender, Athena, is offering new and existing customers the chance to win a history-making cashback offer of $100,000 towards their mortgage.

Home Loans

18 Aug, 2021

2 min read

$100k home loan cashback on offer thanks to Athena competition
Alex Ritchie

Personal Finance Editor

Home and vehicle buying intentions fall during lockdowns

Consumer intent to spend on home buying and motor vehicles fell for the first time in a year during July 2021, according to the latest Commonwealth Bank (CBA) HSI series.

Home Loans

17 Aug, 2021

3 min read

Home and vehicle buying intentions fall during lockdowns
Liz Seatter

Senior Finance Writer

21 lenders offering cashback on home loans rates under 2%

New RateCity.com.au analysis shows there are 25 lenders offering cashback deals – 21 of these lenders are also offering at least one rate under 2 per cent with the cashback for owner-occupiers.

Home Loans

15 Aug, 2021

7 min read

21 lenders offering cashback on home loans rates under 2%
Liz Seatter

Senior Finance Writer

Stubborn credit card debt remains stuck at $20 billion

The latest RBA data shows Australia’s stubborn credit card debt has now hovered at around $20 billion for the eleventh months in a row.

Home Loans

10 Aug, 2021

3 min read

Stubborn credit card debt remains stuck at $20 billion
Laine Gordon

Money Editor

CBA hikes 2- and 4-year fixed rates

Australia’s biggest bank, CBA, has today hiked its 2- and 4- year fixed rates by 0.05 per cent for owner-occupiers paying principal and interest.

Home Loans

10 Aug, 2021

3 min read

CBA hikes 2- and 4-year fixed rates
Alex Ritchie

Personal Finance Editor

Home Loan Cashback Offers for August 2021

Whether these COVID-19 restrictions have encouraged you to find a more comfortable space and buy your first property, or refinance your mortgage, home loan cashback deals may come in handy in helping to cover those pesky new mortgage costs.

Home Loans

09 Aug, 2021

4 min read

Home Loan Cashback Offers for August 2021
Alex Ritchie

Personal Finance Editor

Over 20,000 Aussies already receiving hardship assistance during lockdown

The latest data released from the Australian Banking Association found that over 20,000 customers have had to receive hardship assistance since 8 July 2021, during the latest COVID-related restrictions.

Home Loans

06 Aug, 2021

3 min read

Over 20,000 Aussies already receiving hardship assistance during lockdown
Mark Bristow

Personal Finance Editor

Some of the best home loans in August 2021

With lockdowns in parts of New South Wales, Victoria, South Australia and Queensland, banks large and small have been extending relief packages to affected home loan customers, offering mortgage repayment deferrals and more.

Home Loans

06 Aug, 2021

2 min read

Some of the best home loans in August 2021