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Home Loan News
The latest home loans mortgage news and tips
Liz Seatter
Senior Finance Writer
How the new 3% mortgage stress test will affect home buyers from November
New APRA home loan rules will kick in from November, which will limit the amount people can borrow from the bank. However, potential buyers with pre-approval and buyers mid-settlement will still have their mortgages stress-tested under the old rules.
Home Loans
30 Oct, 2021
5 min read
Alex Ritchie
Personal Finance Editor
ABA shakes up hardship rules, introduces savings buffer
The Australian Banking Association has announced a revamp of its hardship support guidelines, as the rate of customers seeking hardship assistance falls across the nation.
Home Loans
29 Oct, 2021
3 min read
Laine Gordon
Money Editor
NAB the last of the big four banks to hike fixed rates
Australia’s third largest bank, NAB, has made sweeping changes to its home loan rates – the majority of which are hikes.
Home Loans
27 Oct, 2021
4 min read
Liz Seatter
Senior Finance Writer
Home loan hikes continue as ANZ joins CBA and Westpac raising fixed rates
The fixed home loan rate hikes keep coming with ANZ today following the lead of CBA and Westpac by raising rates.
Home Loans
22 Oct, 2021
3 min read
Laine Gordon
Money Editor
Millions of borrowers sitting on growing mountain of equity
Soaring house prices might be a thorn for first home buyers, but the property boom in recent years has seen existing borrowers’ equity skyrocket.
Home Loans
21 Oct, 2021
4 min read
Mark Bristow
Personal Finance Editor
Westpac follows CBA and hikes fixed rates
Westpac has today followed CBA’s lead and hiked fixed home loan rates.
Home Loans
19 Oct, 2021
3 min read
Alex Ritchie
Personal Finance Editor
How to keep your rental costs low in 2021
Struggling to juggle the cost of rental prices with the added financial stress of COVID-related restrictions and lockdowns? There are options available to you to potentially lower your rental costs in 2021.
Home Loans
16 Oct, 2021
4 min read
Mark Bristow
Personal Finance Editor
CBA home loan shake-up: lowest variable rate now 2.29%
The escalating war on variable home loan rates has today intensified with CBA and ING taking the knife to these rates.
Home Loans
15 Oct, 2021
5 min read
Mark Bristow
Personal Finance Editor
Some of the best home loans in October 2021
With the Reserve Bank of Australia (RBA) committing to keep the cash rate on hold for the next few years, and mortgage lenders continuing to slash interest rates, regulators are taking steps to limit risky borrowing and cool overheated property prices.
Home Loans
14 Oct, 2021
3 min read
Alex Ritchie
Personal Finance Editor
One in ten first home buyers received government assistance last year
New findings from the second annual First Home Loan Deposit Scheme Trends & Insights Report found one in ten first home buyers made use of the two major government schemes, with the government guaranteeing more than $1.4 billion in deposit shortfalls.
Home Loans
08 Oct, 2021
3 min read
Liz Seatter
Senior Finance Writer
New home loan stress test – how much less Australians will be able to borrow
The maximum amount Australians can borrow from the bank to buy a property is set to drop, as APRA tightens lending rules. Banks need to check if people can repay their loan at 3% more than their current interest rate, or the ‘floor’ rate set by the bank – whichever is higher.
Home Loans
06 Oct, 2021
5 min read
Laine Gordon
Money Editor
No move expected from the RBA, but banks keep chipping away at variable rates
Variable rates continue to fall, with 27 lenders cutting at least one variable rate in the last month.
Home Loans
04 Oct, 2021
3 min read
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Mark Bristow
Personal Finance Editor
31 Jan, 2025
What to expect from the RBA meeting in February 2025
Mark Bristow
Personal Finance Editor
30 Jan, 2025
How high will rates go? Here's what experts think about the RBA cash rate
Mark Bristow
Personal Finance Editor
30 Jan, 2025
When will interest rates go down?
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