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Home Loan News

The latest home loans mortgage news and tips

Liz Seatter

Senior Finance Writer

Renovation Nation: 37% of Aussie homeowners are renovating this year

Australia has become a nation of renovators according to new research which shows more than one in three homeowners are improving their homes this year. The most popular amount to spend was between $5,000 and $25,000.

Home Loans

20 May, 2021

5 min read

Renovation Nation: 37% of Aussie homeowners are renovating this year
Mark Bristow

Personal Finance Editor

Some of the best home loans in May 2021

While first home buyers have been active in Australian property markets over the past few months, thanks in part to low interest rates, recent figures have shown that refinancers and investors are starting to take their place. This is understood to be partially due to property prices in some popular areas rising beyond what’s affordable for many first home buyers.

Home Loans

14 May, 2021

3 min read

Some of the best home loans in May 2021
Alex Ritchie

Personal Finance Editor

Single Parents & More - A Comprehensive Look At Government Property Buyer Schemes

Australians looking to buy may have other options from the government, including property purchasing schemes, grants, concessions, and exemptions that may be available to would-be buyers.

Home Loans

14 May, 2021

6 min read

Single Parents & More - A Comprehensive Look At Government Property Buyer Schemes
Alex Ritchie

Personal Finance Editor

Home loan cashback deals for May 2021

Lender's are offering Aussie borrowers a range of cash back deals on sign up, including cash, waived LMI and bonus credit card points. Let’s explore some of the home loan deals on offer for May 2021.

Home Loans

12 May, 2021

5 min read

Home loan cashback deals for May 2021
Liz Seatter

Senior Finance Writer

NAB hikes its 4-year fixed rate above 2%: find out which 3 lenders are still left

Australia’s fourth largest lender, NAB, has today hiked its four- and five- year fixed rates by up to 0.25 per cent, following similar moves from CBA and Westpac.

Home Loans

12 May, 2021

3 min read

NAB hikes its 4-year fixed rate above 2%: find out which 3 lenders are still left
Mark Bristow

Personal Finance Editor

Tic:Toc cuts mortgage rates to encourage refinancing

Tic:Toc is the latest online lender to slash interest rates outside of the traditional RBA cash rate cycle, to encourage refinancing by offering Australia’s lowest fee-free investor variable P&I rate.

Home Loans

11 May, 2021

2 min read

Tic:Toc cuts mortgage rates to encourage refinancing
Mark Bristow

Personal Finance Editor

Athena cuts interest rates to new low

Online lender Athena has slashed interest rates on its mortgage products for all existing and new customers, to provide Australia’s lowest fee-free variable rate.

Home Loans

10 May, 2021

2 min read

Athena cuts interest rates to new low
Liz Seatter

Senior Finance Writer

Investors surge as first home buyers take a step back

New home loans have surged to a new record high of $30.23 billion in the month of March, according to the ABS lending indicators released today. Investors have led the charge this month, with the value of new loans increasing by $878 million month-on-month.

Home Loans

04 May, 2021

3 min read

Investors surge as first home buyers take a step back
Liz Seatter

Senior Finance Writer

182 home loan rates under 2 per cent but for how long?

While the RBA remained on hold this month, lenders are starting to hike longer-term fixed rates as they factor in at least one cash rate rise in 2024.

Home Loans

04 May, 2021

4 min read

182 home loan rates under 2 per cent but for how long?
Mark Bristow

Personal Finance Editor

Investor rates stay down across some of Australia’s best investor home loans in April 2021

While much of the recent property market activity has been attributed to first home buyers and other owner occupiers, investors seeking to expand their portfolios may also be looking to take advantage of lower interest rates. 

Home Loans

29 Apr, 2021

2 min read

Investor rates stay down across some of Australia’s best investor home loans in April 2021
Alex Ritchie

Personal Finance Editor

Australia’s lowest four-year fixed rate gone as Westpac hikes rates

Australia’s second biggest bank, Westpac, and its subsidiaries, have today hiked their four- and five-year fixed rates. Westpac isn’t alone, with an increasing number of lenders beginning to hike four-year fixed rates across the market, including Commonwealth Bank and Bankwest.

Home Loans

28 Apr, 2021

4 min read

Australia’s lowest four-year fixed rate gone as Westpac hikes rates
Alex Ritchie

Personal Finance Editor

Bank offering lender’s mortgage insurance payment as Monthly Premium

One lender is swimming against the tide and changing the way buyers pay lender's mortgage insurance. From today, Gateway Bank mortgage customers with a deposit of at least 5 per cent will be offered a choice between standard LMI payment or instead pay a Monthly Premium.

Home Loans

27 Apr, 2021

3 min read

Bank offering lender’s mortgage insurance payment as Monthly Premium