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Home Loan News

The latest home loans mortgage news and tips

Alex Ritchie

Personal Finance Editor

Home loan cashback deals for July 2021

With offers including cashback up to $4,000, waived Lenders Mortgage Insurance and bonus credit card rewards available right now, let’s explore some of the home loan deals on offer for July 2021.

Home Loans

08 Jul, 2021

5 min read

Home loan cashback deals for July 2021
Georgia Brown

Personal Finance Editor

Tic:Toc cuts fixed and variable home loan rates amid a slew of rises

While some lenders have begun to hike even their shorter term fixed rates, online lender Tic:Toc has announced its ‘lowest rates ever’.

Home Loans

08 Jul, 2021

2 min read

Tic:Toc cuts fixed and variable home loan rates amid a slew of rises
Liz Seatter

Senior Finance Writer

Banks raise fixed rates as RBA hike speculation grows

A growing list of lenders are hiking 2- and 3-year fixed home loan rates despite the fact the Reserve Bank has kept the cash rate on hold this month.

Home Loans

06 Jul, 2021

5 min read

Banks raise fixed rates as RBA hike speculation grows
Laine Gordon

Money Editor

NAB hikes 2-, 3- and 4-year fixed home loan rates

Australia’s third largest lender, NAB, has hiked its 2-,3- and 4-year fixed rates for owner-occupiers paying principal and interest by up to 0.10 per cent.

Home Loans

30 Jun, 2021

3 min read

NAB hikes 2-, 3- and 4-year fixed home loan rates
Alex Ritchie

Personal Finance Editor

Over a quarter of homeowners thinking of selling in next five years

Thinking of selling your property soon? You’re not alone, with new research from big four bank, Westpac, finding four in ten (39 per cent) of homeowners surveyed intended to sell in the next five years.

Home Loans

29 Jun, 2021

4 min read

Over a quarter of homeowners thinking of selling in next five years
Mark Bristow

Personal Finance Editor

Some of the best investor home loans at the end of June 2021

With some economists predicting that mortgage interest rates could start rising sooner than expected, investors may be looking for ways to lock in the current low rates for longer, or to cut costs on their investment property, or both.

Home Loans

28 Jun, 2021

2 min read

Some of the best investor home loans at the end of June 2021
Alex Ritchie

Personal Finance Editor

Home loan rates may rise as early as 2022

It seems the era of record-low interest rates may soon be over, as Commonwealth Bank Economists predict that the Reserve Bank of Australia may lift the cash rate as early as 2022.

Home Loans

25 Jun, 2021

4 min read

Home loan rates may rise as early as 2022
Liz Seatter

Senior Finance Writer

Sign of the times: CBA increases serviceability floor as property prices climb

Australia’s largest bank, CBA, is increasing its serviceability floor rate from 5.10 per cent to 5.25 per cent.

Home Loans

18 Jun, 2021

3 min read

Sign of the times: CBA increases serviceability floor as property prices climb
Alex Ritchie

Personal Finance Editor

Aussies skipping holidays and spending at home in 2021

Australians are skipping holidays this year due to a lack of funds, with RateCity survey respondents redirecting any travel money into the family home instead.

Home Loans

17 Jun, 2021

4 min read

Aussies skipping holidays and spending at home in 2021
Mark Bristow

Personal Finance Editor

Some of the best home loans in June 2021

The era of record-low fixed rates may be ending, with leading banks starting to increase the rates fixed home loans – first for 4 and 5-year fixed rates, and now for 2 and 3-year fixed rates. However, there are still mortgage deals available to Australians wanting to lock in a low rate, as well as other rewarding options.

Home Loans

12 Jun, 2021

3 min read

Some of the best home loans in June 2021
Alex Ritchie

Personal Finance Editor

ANZ hikes 4- and 5-year fixed home loans but cuts 2-year rates

ANZ has today hiked its 4- and 5- year rates by up to 0.45 per cent for owner-occupiers paying principal and interest. However, the big four bank has also shaved its 2-year fixed rate by 0.10 per cent.

Home Loans

11 Jun, 2021

4 min read

ANZ hikes 4- and 5-year fixed home loans but cuts 2-year rates
Laine Gordon

Money Editor

Rising property prices pushing more Australians to take on risky levels of debt

New figures from APRA show value of new home loans with a debt-to-income ratio of six and over climbed to $23.77 billion in March, an increase from 16 per cent to 19 per cent year-on-year as a proportion of new lending.

Home Loans

09 Jun, 2021

3 min read

Rising property prices pushing more Australians to take on risky levels of debt