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The latest home loans mortgage news and tips

Laine Gordon

Money Editor

Westpac the last big 4 bank to hike: see how mortgage rates now stack up

Westpac is the last big four bank to announce it is passing on the full RBA hike to variable rate mortgage customers.

Home Loans

06 Jul, 2022

4 min read

Westpac the last big 4 bank to hike: see how mortgage rates now stack up

Liz Seatter

Senior Finance Writer

NAB joins CBA, ANZ in hiking variable home loan and savings rates

NAB has announced it's passing on the full 0.50% RBA hike to variable rate mortgage customers and Reward S

Home Loans

06 Jul, 2022

3 min read

NAB joins CBA, ANZ in hiking variable home loan and savings rates

Mark Bristow

Personal Finance Editor

RBA says inflation is due to supply issues: so why are rates still going up?

With the Reserve Bank of Australia (RBA) having hiked the national cash rate by 50 basis points in back to back months, and with more hikes likely to come in the future, Australian mortgage holders are under increasing financial pressure. But what effect are these rate rises expected to have on high inflation, especially when several of the factors driving it upwards are coming from overseas?

Home Loans

06 Jul, 2022

4 min read

RBA says inflation is due to supply issues: so why are rates still going up?

Liz Seatter

Senior Finance Writer

ANZ joins CBA and hikes home loan and some savings rates by 0.50%

ANZ has followed CBA and hiked variable rate mortgages and some savings account by the full 0.50 percentage points.

Home Loans

06 Jul, 2022

3 min read

ANZ joins CBA and hikes home loan and some savings rates by 0.50%

Liz Seatter

Senior Finance Writer

CBA hikes home loan rates and some savings accounts by 0.50%

Australia’s largest bank, CBA, is the first of the big four to announce it will pass yesterday’s double cash rate hike onto its variable home loan customers.

Home Loans

06 Jul, 2022

3 min read

CBA hikes home loan rates and some savings accounts by 0.50%

Alex Ritchie

Personal Finance Editor

How much more will you pay on your mortgage? The impact of July's rate increase

The Reserve Bank of Australia has hiked the cash rate for the third month in a row, so how much more will your home loan repayments me? RateCity has crunched the numbers on the impact on all three rate hikes.

Home Loans

06 Jul, 2022

5 min read

How much more will you pay on your mortgage? The impact of July's rate increase

Mark Bristow

Personal Finance Editor

Some of the best home loans in July 2022

Following back-to-back 50-point hikes to the national cash rate from the Reserve Bank of Australia (RBA), first home buyers and other owner occupiers could be facing a delicate balancing act. While higher rates could make securing finance for your property purchase more challenging, they could also lead to property prices falling in some areas.

Home Loans

06 Jul, 2022

3 min read

Some of the best home loans in July 2022

Liz Seatter

Senior Finance Writer

RBA prescribes Australia with another double dose rate hike

The RBA hiked the cash rate by 0.50 percentage points to 1.35% .After three consecutive hikes, the cash rate is now at its highest point in three years.

Home Loans

05 Jul, 2022

4 min read

RBA prescribes Australia with another double dose rate hike

Alex Ritchie

Personal Finance Editor

Will a digital home loan offer lower rates than the big four banks?

Can a digital home loan offer lower rates than your traditional loan? RateCity’s database shows that on average a digital home loan may offer a lower comparative home loan rate than the big banks.

Home Loans

05 Jul, 2022

5 min read

Will a digital home loan offer lower rates than the big four banks?

Liz Seatter

Senior Finance Writer

Australia’s love affair with fixing ends as refinancing surges

New borrowers have turned their backs on fixing, with just 12% of the value of new home loans fixed in May, according to the ABS.

Home Loans

04 Jul, 2022

5 min read

Australia’s love affair with fixing ends as refinancing surges

Mark Bristow

Personal Finance Editor

What is a digital home loan?

With interest rates on the rise as the RBA looks at further raising the cash rate to tackle inflation, many Australian mortgage holders may be looking at their refinancing options. If the home loans offered by the big banks aren’t as competitive as you’d like, a digital home loan may be an alternative to consider.

Home Loans

04 Jul, 2022

3 min read