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The latest home loans mortgage news and tips

Mark Bristow

Personal Finance Editor

Which Sydney areas are at the highest risk of mortgage stress?

With home loan interest rates having risen significantly following multiple hikes to the national cash rate, some Australian mortgage holders may be under increasing financial pressure. This includes homeowners in parts of Sydney; a city that has struggled with housing affordability.

Home Loans

19 Jul, 2022

4 min read

Which Sydney areas are at the highest risk of mortgage stress?

Alex Ritchie

Personal Finance Editor

Why interest rates may not rise as high as expected

Economists have predicted the rising cash rate could peak over 3.0%, but there’s one factor that may slow interest rate hikes according to CommBank: the acceleration of property price falls.

Home Loans

18 Jul, 2022

5 min read

Why interest rates may not rise as high as expected

Laine Gordon

Money Editor

ANZ acquisition of Suncorp: what would it mean for the big four home loan share?

ANZ could increase its share of Australia’s tightly held mortgage market by 17.7 per cent, if the bank gets the green light on its proposal to acquire Suncorp Bank.

Home Loans

18 Jul, 2022

3 min read

ANZ acquisition of Suncorp: what would it mean for the big four home loan share?

Mark Bristow

Personal Finance Editor

Some of the best home loans for investors and refinancers in July 2022

Multiple back-to-back hikes to the national cash rate from the Reserve Bank of Australia (RBA) may be putting pressure on the budgets of many Australian mortgage holders, leading to more discussions of refinancing. But as lenders keep passing on the RBA rate hikes (which are forecast to continue), how can you be confident that you’re getting a home loan that will suit your needs?

Home Loans

18 Jul, 2022

3 min read

Some of the best home loans for investors and refinancers in July 2022

Liz Seatter

Senior Finance Writer

CBA says cash rate could hit 2.6% by November – what will that cost borrowers?

RateCity analysis shows the average borrower could see their monthly repayments rise by $687 in total if the cash rate gets to 2.60% by November.

Home Loans

15 Jul, 2022

4 min read

CBA says cash rate could hit 2.6% by November – what will that cost borrowers?

Alex Ritchie

Personal Finance Editor

Is the Reserve Bank of Australia really going to hike by 0.75%?

A triple cash rate hike of 0.75% by the RBA may be on the horizon for Australians, according to one major bank. But what is this prediction based on? And what is the likelihood we’ll actually see this materialise?

Home Loans

15 Jul, 2022

6 min read

Is the Reserve Bank of Australia really going to hike by 0.75%?

Laine Gordon

Money Editor

July rate hikes kick in tomorrow, but borrowers may not feel the pain for weeks

CBA, NAB and ANZ will lift all variable mortgage rates by 0.50 percentage points tomorrow, following the RBA’s July double rate hike, with Westpac rates increasing from next Wednesday.

Home Loans

14 Jul, 2022

4 min read

July rate hikes kick in tomorrow, but borrowers may not feel the pain for weeks

Mark Bristow

Personal Finance Editor

20 suburbs where fixed-rate borrowers could save by refinancing

Australians who fixed their home loan interest rates when the cash rate was low may be at risk of ‘mortgage prison’ when their loans revert to higher variable rates, according to Reduce Home Loans. New research has revealed some of the locations where borrowers could potentially save money by refinancing.

Home Loans

14 Jul, 2022

3 min read

20 suburbs where fixed-rate borrowers could save by refinancing

Alex Ritchie

Personal Finance Editor

Suburbs where property prices are falling: can you afford a mortgage there?

There are several suburbs across each Australian capital city already recording property value falls. So, is now the time to consider purchasing property or is it still out of reach?

Home Loans

11 Jul, 2022

4 min read

Suburbs where property prices are falling: can you afford a mortgage there?

Mark Bristow

Personal Finance Editor

Who is still offering low-rate home loans after the July 2022 rate hike?

Many of Australia’s mortgage holders may be feeling the pinch after three months of back-to-back interest rate rises. But even though home loan interest rates are trending upwards, there are still some lenders offering low-rate home loan deals that may be worth considering for some buyers.

Home Loans

08 Jul, 2022

4 min read

Who is still offering low-rate home loans after the July 2022 rate hike?

Alex Ritchie

Personal Finance Editor

30 cashback home loan deals up for grabs in July

There are 30 cashback deals on offer this July for homeowners looking for a competitive deal, plus extra benefits for those eligible. Compare refinance cashback deals, waived LMI and bonus credit card points offers.

Home Loans

08 Jul, 2022

5 min read

30 cashback home loan deals up for grabs in July

Alex Ritchie

Personal Finance Editor

Has your bank hiked home loan rates yet? When will mortgage repayments rise

The Reserve Bank of Australia has hiked the cash rate for the third month in a row, and some of the biggest names in home loan have already announced rate hikes as early as next week.

Home Loans

08 Jul, 2022

4 min read