RateCity.com.au
  1. Home
  2. Home Loans
  3. News
  4. Home Loan News

Home Loan News

The latest home loans mortgage news and tips

Alex Ritchie

Personal Finance Editor

How much lower could property prices fall as interest rates rise?

With more hikes to the cash rate expected throughout 2022, homeowners and would-be buyers may be wondering how much further property prices could fall.

Home Loans

27 Jul, 2022

5 min read

How much lower could property prices fall as interest rates rise?
Liz Seatter

Senior Finance Writer

Digital arms race ramps up as Westpac announces 10 minute home loans

Launching later this year, the simplified digital process will be available for select customers applying for Westpac’s basic Flexi First Option mortgage.

Home Loans

27 Jul, 2022

4 min read

Digital arms race ramps up as Westpac announces 10 minute home loans
Alex Ritchie

Personal Finance Editor

Refinancing your home loan? Here's why you should consider your LVR first

If you’re looking to refinance, your LVR is key. But if you’ve recently purchased a home and its value has fallen, you may not be in the greatest position to refinance. Learn how LVRs impact your ability to refinance.

Home Loans

22 Jul, 2022

5 min read

Refinancing your home loan? Here's why you should consider your LVR first
Liz Seatter

Senior Finance Writer

Westpac and NAB now expect two more back-to-back 0.50% RBA hikes

All big four banks now unanimously predict there will be two more 0.50 percentage point RBA hikes in both August and September.

Home Loans

22 Jul, 2022

4 min read

Westpac and NAB now expect two more back-to-back 0.50% RBA hikes
Alex Ritchie

Personal Finance Editor

What do tenants look for in a rental property?

From Electric Vehicle charging stations to space for a home office and pets, understanding the modern requirements of renters can boost the value of a rental property and attract more tenants.

Home Loans

21 Jul, 2022

4 min read

What do tenants look for in a rental property?
Alex Ritchie

Personal Finance Editor

Up Bank launches home loans: here's what you need to know

Up Bank has announced it is entering the home loan market, joining the growing number of digital home loan lenders in Australia. Explore how this new loan compares and the benefits and risks of a digital bank.

Home Loans

21 Jul, 2022

3 min read

Up Bank launches home loans: here's what you need to know
Mark Bristow

Personal Finance Editor

Will rising interest rates crash the housing market?

Interest rates around Australia are expected to continue to rise, raising the cost of loan repayments and increasing the pressure on many household budgets. But could these rate hikes also bring Australia’s housing market to a screeching halt?

Home Loans

21 Jul, 2022

4 min read

Will rising interest rates crash the housing market?
Alex Ritchie

Personal Finance Editor

Rental price tips: keeping your rent more affordable in a landlord’s market

Rents have hiked significantly in the last year. For the third of Australians renting their home, let’s explore the options available to make rent more accessible and affordable in 2022.

Home Loans

21 Jul, 2022

6 min read

Rental price tips: keeping your rent more affordable in a landlord’s market
Peter Terlato

Personal Finance Editor

What do inflation and interest rates look like around the world? And what can Australia learn?

The Reserve Bank of Australia (RBA) has raised the official cash rate three times over the last quarter and market expectations indicate that this upward trend will continue. Examining other central banks' actions may provide insights into Australia’s future monetary policy decisions.

Home Loans

20 Jul, 2022

4 min read

What do inflation and interest rates look like around the world? And what can Australia learn?
Liz Seatter

Senior Finance Writer

Fixed mortgage rates starting with a ‘5’ or ‘6’ the new norm from the big four banks

Westpac is the latest big bank to substantially hike fixed rates, as funding costs surge. Ultra-low fixed rates under 2 per cent are now a distant memory.

Home Loans

20 Jul, 2022

4 min read

Fixed mortgage rates starting with a ‘5’ or ‘6’ the new norm from the big four banks
Liz Seatter

Senior Finance Writer

ANZ predicts four more double RBA hikes by November

If the cash rate gets to 3.35% by November, as forecast by ANZ, the average borrower could be paying a total of $909 more a month in the space of seven months.

Home Loans

19 Jul, 2022

4 min read

ANZ predicts four more double RBA hikes by November
Peter Terlato

Personal Finance Editor

Wages not to blame for Australia's rising inflation

Corporate profits, not labour costs, have had the most significant impact on Australia’s rising levels of inflation, according to an international investigation of the latest research data.  

Home Loans

19 Jul, 2022

3 min read

Wages not to blame for Australia's rising inflation