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Home Loan News

The latest home loans mortgage news and tips

Mark Bristow

Personal Finance Editor

What to expect from the RBA meeting in July 2022

When it comes to hiking the national cash rate, will three times prove a charm for the Reserve Bank of Australia (RBA)? Here’s what some of the nation’s big banks are forecasting for the July 2022 meeting.

Home Loans

04 Jul, 2022

4 min read

What to expect from the RBA meeting in July 2022
Liz Seatter

Senior Finance Writer

NAB follows CBA and hikes fixed rates

Australia’s third largest lender, NAB, has followed in CBA’s footsteps and hiked fixed rates for owner-occupiers and investors by up to 1.10% points.

Home Loans

01 Jul, 2022

4 min read

NAB follows CBA and hikes fixed rates
Liz Seatter

Senior Finance Writer

CBA makes major hikes to fixed rates as market predictions defy RBA

Australia’s biggest bank, CBA, has hiked fixed rates by a massive 1.40 percentage points for both owner-occupiers and investors on all fixed rate terms.

Home Loans

30 Jun, 2022

4 min read

CBA makes major hikes to fixed rates as market predictions defy RBA
Mark Bristow

Personal Finance Editor

Fixed vs variable interest rates: how to choose in 2022

Interest rates have been on the rise, with more increases predicted to come. Many borrowers may be eager to lock in a fixed interest rate to avoid being slammed with multiple rate rises, but will this really leave them better off?

Home Loans

29 Jun, 2022

6 min read

Fixed vs variable interest rates: how to choose in 2022
Mark Bristow

Personal Finance Editor

2.5 million live in apartments: what the Census reveals about housing in Australia

While the classic image of the Australian Dream is a freestanding house in the suburbs, recently released figures from the 2021 Census show that around 10 per cent of Australians now live in apartments. 

Home Loans

28 Jun, 2022

2 min read

2.5 million live in apartments: what the Census reveals about housing in Australia
Mark Bristow

Personal Finance Editor

Young Australians relocate to the regions: what support is available?

New data has found that more young people are moving from Australia’s cities to its regions, almost literally in search of greener pastures. So what support is available for Australians looking for a tree change?

Home Loans

24 Jun, 2022

4 min read

Young Australians relocate to the regions: what support is available?
Laine Gordon

Money Editor

ANZ and Westpac lift fixed rates while the RBA eyes off another double cash rate hike

Australia’s fourth largest lender, ANZ, has today hiked fixed rates by up to 0.90 percentage points. This comes a day after Westpac hiked fixed rates by 0.50 percentage points for customers looking to lock in their rate.

Home Loans

22 Jun, 2022

6 min read

ANZ and Westpac lift fixed rates while the RBA eyes off another double cash rate hike
Mark Bristow

Personal Finance Editor

Some of the best home loans for investors and refinancers in June 2022

Variable interest rates are likely to rise further before the year is out, with the RBA governor committing to “do what it takes” to get inflation under control. This could put more pressure on some Australian investors and refinancers, making it more important to compare available mortgage offers.

Home Loans

21 Jun, 2022

3 min read

Some of the best home loans for investors and refinancers in June 2022
Alex Ritchie

Personal Finance Editor

Pros and cons of NSW's shared home equity scheme

NSW government may help pay 30-40% of the value of properties for frontline workers, single parents, and older single Australians in a new shared equity trial scheme. Let's explore the pros and cons of this scheme.

Home Loans

20 Jun, 2022

6 min read

Pros and cons of NSW's shared home equity scheme
Liz Seatter

Senior Finance Writer

Big bank mortgage rate hikes kick in

The big four bank mortgage rate hikes kick in, but millions of savers miss out.

Home Loans

17 Jun, 2022

5 min read

Big bank mortgage rate hikes kick in
Laine Gordon

Money Editor

Fixed-rate mortgage cliff: how high will repayments jump for millions of borrowers?

Currently around 38% borrowers are locked into an ultra-low fixed-rate mortgage, however, their rates could more than double when their fixed terms expire.

Home Loans

16 Jun, 2022

7 min read

Fixed-rate mortgage cliff: how high will repayments jump for millions of borrowers?
Liz Seatter

Senior Finance Writer

Risky debt drops slightly as APRA’s stricter home loan rules bite

The value of new mortgages with risky levels of debt-to-income has dropped slightly, according to new data released by APRA.

Home Loans

14 Jun, 2022

4 min read

Risky debt drops slightly as APRA’s stricter home loan rules bite