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Home Loans Articles
Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Laine Gordon
Head of Public Relations
The real cost of defaulting on your mortgage
Skipping a mortgage repayment once per year over the life of your home loan could extend your mortgage by two years and see you paying an extra $33,000 in interest and late fees. That's the cost of defaulting annually on an average 25-year, $300,000 home loan
Home Loans
26 May, 2011
3 min read
Laine Gordon
Head of Public Relations
Is now the right time to buy your first home?
With slightly lower prices, reasonable interest rates and plenty of properties to choose from, is 2011 shaping up as a great year for first homebuyers?
Home Loans
25 May, 2011
2 min read
Laine Gordon
Head of Public Relations
Taking the stress out of your first home loan
Use these handy tips to take the legwork out of owning your first home! Get help, get tailored, use calculators and much more.
Home Loans
22 May, 2011
2 min read
Laine Gordon
Head of Public Relations
Interest rates will rise
In the period from October 2009 to November 2010, Australian homeowners were hit by seven interest rate rises. But the honeymoon is about to end, according to finance experts.
Home Loans
21 May, 2011
2 min read
Patricia Babalis
What happens if I default on my home loan?
It's often hard when you fall on tough times to get yourself back on your feet. Home loan debt can become a scary black hole that once you've fallen into can feel impossible to rise out of.
Home Loans
19 May, 2011
4 min read
Laine Gordon
Head of Public Relations
Should mortgage exit fees remain?
Legislation banning exit fees on new home loans comes into effect on July 1, 2011. But not if a Senate committee has its way.
Home Loans
18 May, 2011
2 min read
Laine Gordon
Head of Public Relations
Top 10 free finance apps
These days you can manage your money without sitting in front of your computer with the following apps: Banking apps, Income tax calculator, Easy loan, eMoney Mobile and many more.
Home Loans
17 May, 2011
2 min read
Laine Gordon
Head of Public Relations
Borrowers flock to discount variable rate home loans
Lenders are rushing to offer customers discounted standard variable loans to try and boost their market share. And Australians are more than happy to take the opportunity to save money on their home loan.
Home Loans
15 May, 2011
2 min read
Laine Gordon
Head of Public Relations
Do you qualify for a low doc home loan?
Low doc loans have become increasingly harder to come by in recent years, but they are available. Normally, lenders require proof of income, assets and outstanding debts but low doc loans rely on borrowers to prove their income via a system called self-verification, rather than by providing the traditional paper trail.
Home Loans
14 May, 2011
2 min read
Laine Gordon
Head of Public Relations
Do online lenders save you more money?
The ‘Big Four’, as the media has dubbed them, have declared war on each other, but while they’re distracted with undercutting each other, an exciting new player has crept into the mortgage market and just might save you money – online lenders.
Home Loans
13 May, 2011
2 min read
Laine Gordon
Head of Public Relations
First home buyers beware of intro-rate loans
First home buyers are being urged to consider introductory-rate home loans with caution, following an increase in uptake of the often surprisingly expensive honeymoon-period home loans.
Home Loans
12 May, 2011
3 min read
Laine Gordon
Head of Public Relations
Five mortgage tips you probably never thought of
If you're thinking about purchasing your first mortgage or refinancing, read this news story to find out hints and tips you probably wouldn't have read anywhere else!
Home Loans
11 May, 2011
2 min read
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