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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Laine Gordon
Head of Public Relations
Owning or renting? How each stacks up financially
Do you think owning your own property is financially out of reach? On the contrary, new figures reveal that the monthly cost to rent a house in the nation's capital cities is on par with repaying an average-sized mortgage.
Home Loans
30 Jun, 2011
3 min read
Laine Gordon
Head of Public Relations
Lenders home in on refinancers
Competition in the mortgage market is heating up and borrowers looking to refinance are set to gain the most as lenders redirect their push away from first-time borrowers.
Home Loans
29 Jun, 2011
3 min read
Laine Gordon
Head of Public Relations
Changes to First Home Saver Accounts make life easier
Changes to the First Home Saver Accounts (FHSA) Act will make saving for a deposit much easier.
Home Loans
28 Jun, 2011
2 min read
Laine Gordon
Head of Public Relations
Are all mortgage calculators the same?
Loan Market’s Lee Banh answers your burning questions about mortgage calculators, including top tips and risks.
Home Loans
26 Jun, 2011
2 min read
Laine Gordon
Head of Public Relations
Mortgage tips from Australia's most successful finance gurus
The nation’s top finance experts share their tips on how you can save money for your first home deposit, avoid paying too much for a property and remain realistic about what having a mortgage really means.
Home Loans
25 Jun, 2011
2 min read
Laine Gordon
Head of Public Relations
RBA promises interest rate rise but guarantees boom times ahead
As the phenomenon known as Rate Watch continues, Reserve Bank of Australia Governor Glenn Stevens has reiterated the need for interest rates to rise, but softened the blow with a promise of greener pastures for Australia in the near future.
Home Loans
24 Jun, 2011
2 min read
Laine Gordon
Head of Public Relations
Cut mortgage fees with a few simple tips
Australians paid $834 million fewer in fees on household bank accounts last year compared to 2009, shelling out around $4 billion in total. But home loan fees increased in the same period, up 2 percent, although that was less than in the past - the average annual increase over the previous five years was 9 percent.
Home Loans
23 Jun, 2011
3 min read
Laine Gordon
Head of Public Relations
Banks' self-regulation puts borrowers back on top
Australians paid $834 million fewer in fees on household bank accounts last year compared to 2009, shelling out around $4 billion in total. But home loan fees increased in the same period, up 2 percent, although that was less than in the past - the average annual increase over the previous five years was 9 percent.
Home Loans
23 Jun, 2011
3 min read
Laine Gordon
Head of Public Relations
Facebook initiative paves the way for free property valuations
Finding out what a property is worth is now as easy as updating your status. For the next six months, RP Data – Australia’s largest provider of property data and analytics to banks, government and real estate professionals – are offering up to three free property valuations per person. And it all happens via the company’s Facebook page.
Home Loans
21 Jun, 2011
2 min read
Laine Gordon
Head of Public Relations
Calling Gen Y: the property market needs you!
Generation Y may yet cast off their slacker image, with new research indicating those born between about 1982 and 2001 will lead the Australian housing market out of the gloom and into a new era of prosperity.
Home Loans
20 Jun, 2011
2 min read
Laine Gordon
Head of Public Relations
Property investors buoy flagging housing market
Australian Finance Group (AFG) has released data stating that investors are responsible for an unexpected 18.8 percent hike in mortgage sales in May. The figures also revealed that investment buyers accounted for 36.5 percent of the market in the same period.
Home Loans
18 Jun, 2011
2 min read
Laine Gordon
Head of Public Relations
Housing boost for the Sunshine State
The cost of buying a new home in Queensland is set to ease in about six weeks when the state government's building boost grant comes into effect. But other plans to emerge from the Queensland state budget will mean some residents will pay increased stamp duty.
Home Loans
17 Jun, 2011
3 min read
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