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Home Loans Articles
Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Laine Gordon
Head of Public Relations
First home buyers back in the game?
First home buyers are still showing signs of caution this year making up just 15.5 percent of all borrowers on average for the 12 months to July 2011, according to Australian Bureau of Statistics numbers.
Home Loans
22 Sep, 2011
3 min read
Laine Gordon
Head of Public Relations
How to tailor a home loan for you
If you’re in the market for a home loan and unsatisfied with the standard offering, don’t despair – some lenders provide customised home loans.
Home Loans
14 Sep, 2011
3 min read
Laine Gordon
Head of Public Relations
Are you ready for the next interest rate rise?
It’s nine months since the last interest rate rise by the Reserve Bank and while opinions vary on the timing of the next upward swing, one thing is certain – interest rates cannot remain at historically low levels.
Home Loans
14 Sep, 2011
3 min read
Jodie Humphries
Personal Finance Editor
How you can compare home loans to save
The elusive “cheapest mortgage” spurs home loan hunters to scramble the market for weeks before settling on a good deal. But while it’s easy to compare interest rates, few learn what it really takes to find the cheapest mortgage until they’re paying more than they have to.
Home Loans
12 Sep, 2011
2 min read
Laine Gordon
Head of Public Relations
The age old question: to rent or buy?
It seems like a perennial debate, but for many Australians surrounded by financial and economic uncertainty, the decision about whether to rent or buy a home has arguably never been more relevant.
Home Loans
12 Sep, 2011
3 min read
Laine Gordon
Head of Public Relations
How to spot a dodgy home loan
Dodgy deals, misleading ads, and fake companies are just some of the landmines in the home loans market. To keep yourself safe from stress and scandals, here are some common symptoms of bad lending for the savvy borrower.
Home Loans
07 Sep, 2011
3 min read
Laine Gordon
Head of Public Relations
The biggest purchase you'll ever make
There are no 'secrets' to buying a house or affording a mortgage, rather following simple principles for money management should see you through the biggest financial commitment of your life.
Home Loans
05 Sep, 2011
3 min read
Laine Gordon
Head of Public Relations
Is fixing your home loan your best bet?
Lenders have started competing aggressively in the fixed home loan market by dropping rates, and it seems to be working.
Home Loans
05 Sep, 2011
3 min read
Laine Gordon
Head of Public Relations
Saving for a home easier now than five years ago
Average Australians face a better prospect of saving for a first home now compared to five years ago and especially two years ago, new research has shown.
Home Loans
22 Aug, 2011
3 min read
Laine Gordon
Head of Public Relations
Are you ready for mortgage season?
It's only one week until spring and that means neighbourhoods across the country will be dotted with 'open house' signs every weekend. Thanks to steady house prices nationwide, it's a buyer's market.
Home Loans
12 Aug, 2011
3 min read
Laine Gordon
Head of Public Relations
Slash your mortgage by $32,000
Want to reduce the amount of interest you pay on your home loan? It can be as simple as linking your everyday banking with your mortgage using an offset feature.
Home Loans
08 Aug, 2011
3 min read
Laine Gordon
Head of Public Relations
First home buyers hung out to dry?
Despite some growth in the past few months, there were around 60,000 fewer first home buyers to enter the market in the 12 months to May 2011 than last year, says RateCity.
Home Loans
28 Jul, 2011
3 min read
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