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Home Loans Articles
Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Laine Gordon
Head of Public Relations
Baby on board, are you financially prepared?
Thinking of starting a family? Now's the time to make plans for managing your finances once your baby comes on board.
Home Loans
24 Jan, 2012
3 min read
Laine Gordon
Head of Public Relations
Grants: are they best for first home buyers?
Australian property prices show no sign of easing. If you’re a first home buyer, eager to jump into the market, you’ve probably been keeping an eye on federal and state government grants and stamp duty exemptions in the hope that they can help you buy your first home faster.
Home Loans
22 Jan, 2012
3 min read
Laine Gordon
Head of Public Relations
Use your mortgage to achieve 2012 goals
As the clock struck midnight on New Year’s Day around two-thirds of Australians made financial resolutions – and our home loans could hold the key to making them happen.
Home Loans
18 Jan, 2012
3 min read
RateCity
Australian home loan types
Securing finance for a new home is one of life’s biggest hurdles and to find the best Australian home loan you have to do your research. Home loan features are unique, as are borrowers requirements, so it's important to assess the different types of home loans, lenders, rates and features to find the best fit for you.
Home Loans
13 Jan, 2012
3 min read
Georgia Brown
Personal Finance Editor
What does a home loan calculator do in Australia?
Gaining finance for a new home can be one of life’s biggest hurdles. But, with online tools such as RateCity’s series of home loan calculators, finding the right home loan for your needs can be simplified.
Home Loans
12 Jan, 2012
4 min read
RateCity
Types of home loans
Choosing a home loan is a big financial decision riddled with many choices. Often the more choices we are presented with the more confused and anxious we get. But despite the many home loan options in the Australian market there are three key points that can help you along the right path.
Home Loans
10 Jan, 2012
2 min read
Laine Gordon
Head of Public Relations
New initiative impacts borrowers
As many Australians rose bleary-eyed from their new year's celebrations, borrowers also woke to a timely pick-me-up from the federal government, with Canberra's banking reform legislation now making it compulsory for lending institutions to supply a home loan fact sheet to prospective borrowers, upon request.
Home Loans
09 Jan, 2012
3 min read
RateCity
Calculate your mortgage repayments
Signing your name on a 30 year home loan can be extremely daunting. Concerns about repayments, job security and unavoidable life circumstances can plague you during this time. But while it can be scary there are a few steps you can take to ease your mind and save you valuable money.
Home Loans
09 Jan, 2012
2 min read
RateCity
Work out your mortgage repayments
Are you in the market for a home loan and keen to find out how much you can afford to borrow? Or are you considering refinancing your loan?
Home Loans
04 Jan, 2012
2 min read
Laine Gordon
Head of Public Relations
Save $90K on your home loan with ease
Having a mortgage may seem like a massive long-term financial commitment. But with a few simple tips, you could shave tens of thousands of dollars off the balance and be mortgage-free years sooner.
Home Loans
20 Dec, 2011
2 min read
Laine Gordon
Head of Public Relations
Are you cut out to be a landlord?
With housing supply still trailing population growth, rents across Australia continue to rise steadily and rental yields – the percentage of rental income compared to the property's price – are more favourable than ever. That's good news for landlords and wannabe-landlords alike – now is a good time to consider property investment. But what does it take to be successful at it?
Home Loans
20 Dec, 2011
3 min read
Laine Gordon
Head of Public Relations
Is 5 percent enough to save for your first home?
First home buyers entering the property market would be wise to consider saving at least 10 percent of the purchase price, despite most lenders now requiring just 5 percent down payment.
Home Loans
20 Dec, 2011
2 min read
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