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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Jodie Humphries

Personal Finance Editor

The importance of comparing Aussie home loans

When comparing Aussie home loans there are many factors to take into consideration. The best way to get started is to carry out a comparison. By comparing home loans side-by-side you can get a great overall look at what each Aussie home loan is offering and work out what matters most to you.

Home Loans

09 Mar, 2012

2 min read

The importance of comparing Aussie home loans

RateCity

Looking to buy? Calculate your home loan repayments

Are you planning to take out a home loan to purchase a home or unit? Working out your budget, expenses, how much the bank will lend you and how much you can comfortably afford to pay back is the first step towards achieving this.

Home Loans

09 Mar, 2012

3 min read

Looking to buy? Calculate your home loan repayments.

RateCity

Can you beat interest rate hikes?

The mere mention of the words 'interest rate hikes' send many homeowners into a spin as they debate the long-term financial benefits of fixing their rate versus riding out the variable rollercoaster. So why should you fix your home loan rate and when is the right time to lock it in?

Home Loans

01 Mar, 2012

3 min read

Laine Gordon

Money Editor

Mortgages at mates' rates

A growing group of Australians are pooling funds to buy a home jointly, enabling them to get a foot on the property ladder when they may be otherwise locked out of the market. But the pitfalls of buying with friends or family can outweigh the benefits, unless all parties share a common goal.

Home Loans

29 Feb, 2012

3 min read

Laine Gordon

Money Editor

How to bag a real estate bargain

Everyone wants to find a bargain when house-hunting and in a real estate market such as this; when house prices are either flat or declining, now could be the time to get a foot on the property ladder.

Home Loans

26 Feb, 2012

3 min read

Laine Gordon

Money Editor

Downsize your house expenses, not your home

The rising cost of living is pushing more homeowners to the brink, with around one in 10 Australians forced to downsize their home last year to reduce living expenses, new research has revealed.

Home Loans

20 Feb, 2012

3 min read

Downsize your house expenses, not your home

Laine Gordon

Money Editor

Is it the right time to fix your home loan?

The mere mention of the words 'rate rise' sends many homeowners into a spin, as they debate the long-term financial benefits of fixing their rate compared to riding out the variable rate rollercoaster. But is now the right time to fix your home loan?

Home Loans

17 Feb, 2012

3 min read

Is it the right time to fix your home loan?

RateCity

Calculating your home loan repayments

Choosing the right home loan can seem almost as challenging as finding a suitable home. The good news is that with RateCity’s repayment calculator for mortgages, help is at your fingertips – literally!

Home Loans

16 Feb, 2012

2 min read

RateCity

Home loan repayment calculator

Choosing the best home loan from the vast array of lenders in Australia can be a complicated business. With literally hundreds of mortgages to choose from, it’s essential you shop around and compare home loans to find the most suitable product.

Home Loans

16 Feb, 2012

2 min read

RateCity

Calculate the best home loan for you

With homeowners spoilt for choice when it comes to selecting a home loan, choosing the right loan can seem like a complicated task. A great way to narrow down your search is to compare loans online by using repayment calculators to estimate repayment amounts, total interest payable and the total loan amount.

Home Loans

16 Feb, 2012

2 min read

Patricia Babalis

How to pay off your home loan sooner

The more money you repay into your home loan, the faster you will pay it off and the less overall interest you will pay.

Home Loans

16 Feb, 2012

2 min read

Laine Gordon

Money Editor

How to fake a pay rise

Would you like to increase your disposable income by 5 to 10 percent, but can't convince your employer that you deserve a pay rise? There may be another way to beef up your spending (or saving) money without having to wrestle the extra money from your boss, and the solution involves shopping!

Home Loans

13 Feb, 2012

3 min read