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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
RateCity
Calculating your home loan repayments
Choosing the right home loan can seem almost as challenging as finding a suitable home. The good news is that with RateCity’s repayment calculator for mortgages, help is at your fingertips – literally!
Home Loans
16 Feb, 2012
2 min read
RateCity
Home loan repayment calculator
Choosing the best home loan from the vast array of lenders in Australia can be a complicated business. With literally hundreds of mortgages to choose from, it’s essential you shop around and compare home loans to find the most suitable product.
Home Loans
16 Feb, 2012
2 min read
RateCity
Calculate the best home loan for you
With homeowners spoilt for choice when it comes to selecting a home loan, choosing the right loan can seem like a complicated task. A great way to narrow down your search is to compare loans online by using repayment calculators to estimate repayment amounts, total interest payable and the total loan amount.
Home Loans
16 Feb, 2012
2 min read
Patricia Babalis
How to pay off your home loan sooner
The more money you repay into your home loan, the faster you will pay it off and the less overall interest you will pay.
Home Loans
16 Feb, 2012
2 min read
Laine Gordon
Head of Public Relations
How to fake a pay rise
Would you like to increase your disposable income by 5 to 10 percent, but can't convince your employer that you deserve a pay rise? There may be another way to beef up your spending (or saving) money without having to wrestle the extra money from your boss, and the solution involves shopping!
Home Loans
13 Feb, 2012
3 min read
Laine Gordon
Head of Public Relations
Get on top of your finances with 3 simple steps
If the festive season has left you feeling a little flat, financially, there are a few tools to get you back on top of your budget and in control of your money.
Home Loans
13 Feb, 2012
3 min read
Laine Gordon
Head of Public Relations
Switching banks, why should you bother?
With ANZ and Westpac Bank's decision to raise mortgage rates independently of the Reserve Bank, lifting standard variable rates by 6 and 10 basis points respectively, RateCity estimates that around 1 million variable home loan customers will be impacted before the end of the month.
Home Loans
12 Feb, 2012
2 min read
RateCity
Honeymoon rates and rate tracker loans
Variable rate and the fixed rate home loans are the most popular home mortgage rates for Australian homeowners. However, if you are looking to save some money in the short term or are a first time buyer, there are increasingly flexible options such as ‘honeymoon’ and ‘rate tracker’ loans that might be worth exploring.
Home Loans
09 Feb, 2012
2 min read
Laine Gordon
Head of Public Relations
The real cost of buying a home
You may have a vague idea of the fees and charges associated with buying a home, but many first-home buyers are caught by surprise by the hidden cost of becoming a homeowner.
Home Loans
06 Feb, 2012
3 min read
Laine Gordon
Head of Public Relations
What will another rate cut mean for you?
The Prime Minister last week joined the chorus of voices calling on the Reserve Bank of Australia to drop interest rates further, but it may not have been necessary – the general consensus by economists and financial markets is that we are heading for a cut in the 4.25 percent cash rate when the RBA meets tomorrow (February 7), even without politicians joining the fray.
Home Loans
05 Feb, 2012
3 min read
Laine Gordon
Head of Public Relations
Could you save a packet with a package?
Home owners are flocking to 'package loans' combining a mortgage, transaction account and credit card all with the one lender – but are they all that they're cracked up to be?
Home Loans
02 Feb, 2012
3 min read
Laine Gordon
Head of Public Relations
Is equity the key to wealth?
Keen to buy a rental property but short of a deposit? Your home equity could open the door.
Home Loans
01 Feb, 2012
3 min read
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