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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
RateCity
Home Loans Guide
Whether you're a first home buyer, refinancing your home loan or purchasing an investment property, we understand that at times comparing and understanding home loan information can feel like trying to decipher Morse code.
Home Loans
30 May, 2012
1 min read
Laine Gordon
Money Editor
Smokers quit for $100,000 reward
There are smoke-free bars, smoke-free restaurants, and even smoke-free prisons. But a smoke-free country?
Home Loans
28 May, 2012
3 min read
Kate Cowling
Understanding the impact of home loan interest rates
We all understand the importance of finding a lender offering competitive interest rates when entering into a home loan however there are other factors you need to consider including, comparison rates, fees and charges.
Home Loans
08 May, 2012
3 min read
Laine Gordon
Money Editor
Can renting make you wealthy?
Australia is a nation of home buyers; around 70 percent of households own their own home, the Bureau of Statistics says. But on the road to financial freedom, is the ball-and-chain mortgage really the best strategy or can renting make you rich?
Home Loans
06 May, 2012
3 min read
Laine Gordon
Money Editor
What should you do with the rate cut?
It's the rate relief news many Australians have been waiting for, as the Reserve Bank of Australia (RBA) cut interest rates by 50 basis points on Tuesday. But it will count for little if the banks fail to pass the cut on, and now millions of Australians are waiting to see what they will do.
Home Loans
01 May, 2012
3 min read
Laine Gordon
Money Editor
Save $100K by switching home loans
If given a chance to get a better rate, eight out of 10 Australians say they would consider switching banks for their home loans, so why don't more of us do it?
Home Loans
30 Apr, 2012
3 min read
Laine Gordon
Money Editor
First retire, and then have kids
Forget retirement at age 65; a frugal group of thirty-somethings are retiring, relatively wealthy, to the envy of their peers.
Home Loans
19 Apr, 2012
3 min read
RateCity
Lenders must disclose key home loan facts
The key home loan facts sheet legislation aims to make it simpler for borrowers to compare similar products before they apply for a home loan.
Home Loans
12 Apr, 2012
3 min read
RateCity
Home loan facts sheets and comparisons
Trying to locate the best home loan can feel impossible when you have no idea what you are comparing. Comparing Australian home loans used to be hard work but thanks to the federal government and the use of technology it's becoming a lot easier to identify the best from the worst.
Home Loans
12 Apr, 2012
3 min read
Laine Gordon
Money Editor
Why wait? Buy now with little deposit
Despite reports that Australians are living in some of the largest homes in the world, new research shows the average Aussie can no longer afford to buy the average house.
Home Loans
04 Apr, 2012
3 min read
Patricia Babalis
Securing your first home loan
Buying your first home involves a lengthy process of searching, researching and shopping around. Once you have an idea of what your ideal home looks like, the next step is finding the perfect home loan to match.
Home Loans
27 Mar, 2012
2 min read
Mark Bristow
Personal Finance Editor
What is a mortgage?
Whether you are after a variable or fixed rate mortgage, or a principal and interest (P&I) or interest-only loan, shopping around for home loans can make all the difference when deciding which home loan product is suitable for you.
Home Loans
26 Mar, 2012
3 min read
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