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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
RateCity
Lenders must disclose key home loan facts
The key home loan facts sheet legislation aims to make it simpler for borrowers to compare similar products before they apply for a home loan.
Home Loans
12 Apr, 2012
3 min read
RateCity
Home loan facts sheets and comparisons
Trying to locate the best home loan can feel impossible when you have no idea what you are comparing. Comparing Australian home loans used to be hard work but thanks to the federal government and the use of technology it's becoming a lot easier to identify the best from the worst.
Home Loans
12 Apr, 2012
3 min read
Laine Gordon
Head of Public Relations
Why wait? Buy now with little deposit
Despite reports that Australians are living in some of the largest homes in the world, new research shows the average Aussie can no longer afford to buy the average house.
Home Loans
05 Apr, 2012
3 min read
Patricia Babalis
Securing your first home loan
Buying your first home involves a lengthy process of searching, researching and shopping around. Once you have an idea of what your ideal home looks like, the next step is finding the perfect home loan to match.
Home Loans
27 Mar, 2012
2 min read
Mark Bristow
Personal Finance Editor
What is a mortgage?
Whether you are after a variable or fixed rate mortgage, or a principal and interest (P&I) or interest-only loan, shopping around for home loans can make all the difference when deciding which home loan product is suitable for you.
Home Loans
26 Mar, 2012
3 min read
RateCity
Your home loan options
The total cost of your home loan can vary substantially depending on the lender and home loan you choose. That's why it's important to consider all your options before committing to one particular home loan or loan type.
Home Loans
26 Mar, 2012
2 min read
Jodie Humphries
Personal Finance Editor
Is a variable rate home loan right for you?
In Australia you have the choice to fix your home loan rate or select a variable rate home loan. Variable rate home loans are a popular choice for Australians, however individual financial circumstances differ greatly and will dictate which home loan type will best suit you.
Home Loans
23 Mar, 2012
3 min read
RateCity
About variable rate home loans
Variable rate home loans are the most popular type of home loans in Australia. They are offered by most home loan lenders including Australian banks, credit unions and building societies.
Home Loans
21 Mar, 2012
3 min read
Laine Gordon
Head of Public Relations
Dodge the taxman to supersize your savings
How would you like a savings account with an interest rate 60 basis points (or more) above the best savings accounts on the market, that is not only delivered tax-free, but could also help to clear your mortgage years early?
Home Loans
20 Mar, 2012
3 min read
RateCity
Aussie home loan choices
You may wonder if the Reserve Bank of Australia (RBA) is setting the benchmark cash rate for lenders to follow, then why aren't lenders strictly following this. It's true that in reality many lenders make moves independently of the RBA, so it's vital that you seek out the best home to suit your personal needs.
Home Loans
16 Mar, 2012
2 min read
Jodie Humphries
Personal Finance Editor
Work out your home loan repayments online
Dreams are dashing but one that seems consistent with Australians is the dream of owning their own home. With some hard saving, a plan and the right personal circumstance it's an achievable dream. But you shouldn’t jump in, eyes closed, or your home loan repayments could turn into your personal nightmare.
Home Loans
15 Mar, 2012
3 min read
Jodie Humphries
Personal Finance Editor
Three ways to help pay off your home loan sooner
At the end of the day, when it comes to your home loan, we all want to pay it off sooner rather than later. By identifying ways to pay down your home loan debt faster using tools such as our home loan calculator, repayments can be slashed fast, helping you achieve that goal.
Home Loans
15 Mar, 2012
2 min read
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