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Home Loans Articles
Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Laine Gordon
Head of Public Relations
Can your postcode stop you from home loan approval?
Where you live could be one of the factors that determine how successful you will be with home loan approval, according to reports of concerns raised by Financial Services Minister Bill Shorten.
Home Loans
26 Jul, 2012
2 min read
Laine Gordon
Head of Public Relations
Lenders reach new heights to attract home loan customers
Competition for borrowers has moved to new heights, as the slow mortgage market hits lenders hard.
Home Loans
19 Jul, 2012
2 min read
Laine Gordon
Head of Public Relations
Home loan revival: more borrowers hit the market
Signs of life are returning to the home loan market, with the latest figures released by the Australian Bureau of Statistics (ABS), analysed by RateCity, showing the highest number of borrowers taking out a home loan for almost three years.
Home Loans
12 Jul, 2012
3 min read
Laine Gordon
Head of Public Relations
First home buyer warning: watch your borrowing budgets
First home buyers are being warned to watch their borrowing budgets, following new data showing a rise in property prices last month.
Home Loans
04 Jul, 2012
3 min read
Laine Gordon
Head of Public Relations
Homeowners split on the best mortgage options
The use of fixed rate mortgages has increased five-fold since early 2010, according to the latest Australian Bureau of Statistics' housing finance data.
Home Loans
29 Jun, 2012
3 min read
Laine Gordon
Head of Public Relations
How to boost your borrowing power
As part of the ongoing fallout from the Global Financial Crisis, the banks, building societies and credit unions have progressively tightened their lending criteria much to the vexation of aspiring homeowners.
Home Loans
29 Jun, 2012
3 min read
Laine Gordon
Head of Public Relations
Home ownership out of reach for families
For many families their own home is their major financial asset; because capital gains on sale of owner-occupied housing in Australia are exempt from taxation, increases in the value of homes has therefore been a vital part of how wealth gets created in Australia for average families.
Home Loans
28 Jun, 2012
3 min read
Laine Gordon
Head of Public Relations
Should the rich lend to the poor?
As more Australians slip below the poverty line, with a growing number excluded from affordable basic financial services, experts are turning their attention to a new British banking model, which is paving the way for a fresh batch of "ethical" credit unions.
Home Loans
27 Jun, 2012
3 min read
Laine Gordon
Head of Public Relations
Weddings today are big business
Weddings are more than a celebration of love and commitment – they are also a big financial decision.
Home Loans
26 Jun, 2012
3 min read
Laine Gordon
Head of Public Relations
What first time buyers need to know
Fewer first home buyers are locking into a mortgage, according to the latest data from the Australian Bureau of Statistics (ABS).
Home Loans
25 Jun, 2012
3 min read
Laine Gordon
Head of Public Relations
Without a will, what happens to your assets?
Somebody once said that in life only two things are certain: death and taxes. None of us likes to think about getting old or falling ill, but making provision for the worst can save a lot of worry and money for those left behind.
Home Loans
25 Jun, 2012
3 min read
Laine Gordon
Head of Public Relations
Want a baby? Don't leave it too late
A new report suggests many Australians underestimate when fertility in men and women starts to decline. But if you’re putting off having baby for financial reasons, with a little planning you can prepare to welcome a new member into your family without being confronted with financial stress.
Home Loans
24 Jun, 2012
3 min read
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