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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
RateCity
Deciding whether to fix your home loan rate
Making a choice about whether to fix your home loan interest rate or ride the variable rollercoaster could mean thousands of dollars to your bottom line. It can also mean hours of procrastination trying to decide the right financial step.
Home Loans
26 Sep, 2012
3 min read
Laine Gordon
Money Editor
What to do when you hit a financial cul-de-sac
Almost one-fifth of first-time buyers attracted by government grants during the global financial crisis face the prospect of losing their homes by the middle of 2013, according to a new report.
Home Loans
26 Sep, 2012
3 min read
Laine Gordon
Money Editor
A step-by-step guide to buying your first home
If you've made the decision to buy your first home, it's probably a safe bet that you're more than a little confused.
Home Loans
23 Sep, 2012
4 min read
Laine Gordon
Money Editor
More families face financial hardship
Almost half the first-time buyers lured by hefty home grants towards the end of 2008 will be faced with the prospect of losing their homes by mid next year, a new report shows.
Home Loans
17 Sep, 2012
3 min read
Laine Gordon
Money Editor
Homeowners rush to fix rates
If you're a homeowner, then the big ticket item on your budget will be your mortgage, and the choices you make about whether to fix your rate or ride the variable rollercoaster could mean thousands of dollars to your bottom line.
Home Loans
11 Sep, 2012
3 min read
Laine Gordon
Money Editor
First home buyer warning
Would-be homebuyers are being urged not to overstretch their budgets in light of new data, which shows some lenders are loosening the belt in time for the spring mortgage season.
Home Loans
07 Sep, 2012
3 min read
Laine Gordon
Money Editor
Super: mums missing out
If you believe the pundits, taking just two years out of the workforce to have children can leave women up to $50,000 worse off in retirement.
Home Loans
02 Sep, 2012
3 min read
Laine Gordon
Money Editor
The perils of a small deposit
Forget mortgage exit fees, the real sting when refinancing a home loan can be a double dose of lender’s mortgage insurance.
Home Loans
31 Aug, 2012
3 min read
Laine Gordon
Money Editor
Inertia costs Aussies thousands
A third of Australians believe it's too time-consuming and costly to switch banks, new research shows.
Home Loans
30 Aug, 2012
3 min read
RateCity
How would you rate your home loan lender?
When we sit down to apply for a home loan our finances are instantly scrutinised and we are rated by lenders on a criteria they have devised to tell them if we are worthy of a loan. But if we have a stable income and money saved in the bank shouldn't we be the ones confidently rating lenders based on what they can do for us?
Home Loans
24 Aug, 2012
3 min read
Laine Gordon
Money Editor
Not all renovations add value
Australians will spend $35 billion renovating their homes this year, with kitchens and bathrooms the most popular makeovers. But not all DIY additions are guaranteed to add value, and it's important to carefully consider the pitfalls before tackling a project.
Home Loans
23 Aug, 2012
3 min read
Laine Gordon
Money Editor
Rate hike warning for 2013
Borrowers are being urged to prepare for interest rate hikes as early as next year, on the back of strong economic growth forecasts for 2012.
Home Loans
16 Aug, 2012
1 min read
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