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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Laine Gordon
Head of Public Relations
The perils of a small deposit
Forget mortgage exit fees, the real sting when refinancing a home loan can be a double dose of lender’s mortgage insurance.
Home Loans
31 Aug, 2012
3 min read
Laine Gordon
Head of Public Relations
Inertia costs Aussies thousands
A third of Australians believe it's too time-consuming and costly to switch banks, new research shows.
Home Loans
31 Aug, 2012
3 min read
RateCity
How would you rate your home loan lender?
When we sit down to apply for a home loan our finances are instantly scrutinised and we are rated by lenders on a criteria they have devised to tell them if we are worthy of a loan. But if we have a stable income and money saved in the bank shouldn't we be the ones confidently rating lenders based on what they can do for us?
Home Loans
24 Aug, 2012
3 min read
Laine Gordon
Head of Public Relations
Not all renovations add value
Australians will spend $35 billion renovating their homes this year, with kitchens and bathrooms the most popular makeovers. But not all DIY additions are guaranteed to add value, and it's important to carefully consider the pitfalls before tackling a project.
Home Loans
24 Aug, 2012
3 min read
Laine Gordon
Head of Public Relations
Rate hike warning for 2013
Borrowers are being urged to prepare for interest rate hikes as early as next year, on the back of strong economic growth forecasts for 2012.
Home Loans
16 Aug, 2012
1 min read
Laine Gordon
Head of Public Relations
Would you marry for money?
Romances of the rich and famous can be extremely profitable. For the rest of us, marrying for money may be the least romantic reason to wed, but tying the knot can bring financial advantages.
Home Loans
16 Aug, 2012
4 min read
Laine Gordon
Head of Public Relations
Buy a home at half the cost
The rising cost of living is forcing Australian families to change the way they live and driving new housing schemes that make buying property more affordable.
Home Loans
14 Aug, 2012
3 min read
Laine Gordon
Head of Public Relations
Fast track your first home deposit
It takes the average first home buyer more than five years to save a 10 percent deposit, research shows. Consider these tips to help you get a foot on the property ladder sooner.
Home Loans
10 Aug, 2012
3 min read
Laine Gordon
Head of Public Relations
How to get the best price for your house
Spring is the peak selling season for Australian residential property. But it's a tough market for vendors with a record number of houses now on the market, research shows.
Home Loans
09 Aug, 2012
3 min read
Laine Gordon
Head of Public Relations
Job satisfaction more important than money
Two in three Australian workers are not engaged with their jobs, and salary is less important than job satisfaction among employees, research shows.
Home Loans
07 Aug, 2012
3 min read
Laine Gordon
Head of Public Relations
First home buyers locked out of city pads
Studios and small one-bedroom apartments close to central business districts are out of reach for many first home buyers, with some property agents pointing the finger at banks.
Home Loans
06 Aug, 2012
3 min read
Laine Gordon
Head of Public Relations
Investors surge back into the property market
Rising rents and lower interest rates are drawing investors back into the property market, giving Australia's gloomy lending sector some cause for optimism.
Home Loans
02 Aug, 2012
2 min read
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